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personal finance
Go Into Debt for a Wedding? Nope!
Dear Dave, Our daughter’s college education is pretty much paid for already through grants and scholarships, and my wife and I make good money. We just started your plan, so ...
November 28, 2023
BY
Dave Ramsey
Don’t Panic, You Have Plenty of Time
Dear Dave, My husband and I have just $12,000 to pay off before we’re debt-free. We’ve paid off ...
November 26, 2023
BY
Dave Ramsey
Practicing Contentment This Holiday Season
5 ways to stay responsible—to your budget, your loved ones, and yourself—while still enjoying the festivities.
November 19, 2023
BY
Rachel Cruze
Risk Is Real
The pros and cons of house-flipping.
November 13, 2023
BY
Dave Ramsey
It’s a Gift to Your Family
Dear Dave, I’m 67, and I’ve been wondering what your position is on preplanning for a funeral versus ...
November 8, 2023
BY
Dave Ramsey
When You Nickel and Dime Things, Nothing Gets Done Well
Dear Dave, I’m currently on Baby Step 2, and I have about $7,000 in debt to pay off ...
November 1, 2023
BY
Dave Ramsey
How to Live on One Income: Practical Tips for Financial Success
In today's fast-paced world, where expenses seem to rise continuously, many families in the United States are choosing ...
October 24, 2023
BY
Emma Ha
Eventually, You Become Self-Insured
Dear Dave, My wife and I are both 36 years old, and we have two children. Our son ...
October 21, 2023
BY
Dave Ramsey
What’s Fair to Everyone Concerned?
Dear Dave, About a year ago, my husband and I offered an empty house we own to a ...
October 9, 2023
BY
Dave Ramsey
It’s Not a Good Long-Term Plan
Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early 70s. We talked the other ...
October 2, 2023
BY
Dave Ramsey
Take the Bigger Check
Dear Dave, My car was declared totaled because of hail damage, and my insurance company says I have ...
September 29, 2023
BY
Dave Ramsey
Workers and Givers
Dear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, ...
September 15, 2023
BY
Dave Ramsey
Life Insurance Isn’t a Baby Step
Dear Dave, I just discovered you and your teachings a couple of weeks ago. I’m already on Baby ...
September 14, 2023
BY
Dave Ramsey
Helping Take Care of Mom
Dear Dave, My mother-in-law is 85, and she’s had some health setbacks recently. The family got together with ...
September 13, 2023
BY
Dave Ramsey
You Need a Better Plan
Dear Dave, My husband recently opened his own commercial painting company. We know he will have three months ...
August 29, 2023
BY
Dave Ramsey
Lost Wallet, 529 Plans, and Dubious Credit
Today's batch of reader questions reminds me how complicated our lives have become since the introduction of consumer ...
August 28, 2023
BY
Mary Hunt
11 Personal Finance Tips and Tricks
Most people know to develop a budget, save, and avoid running up debt. These are the fundamentals of ...
August 23, 2023
BY
Anne Johnson
Pull From Stocks and Put Toward Mortgage?
Dear Dave, I bought a house about a year ago. Currently, I have $45,000 sitting in an account ...
June 26, 2023
BY
Dave Ramsey
Your Financial Life Depends on It
Dear Dave, I’ve been struggling for about a year, ever since I made a stupid new-college-graduate decision to ...
June 22, 2023
BY
Dave Ramsey
Don’t Put All Your Eggs in One Basket
Dear Dave, My employer offers an employee stock purchase plan at a 15 percent discount. I’m usually the ...
June 13, 2023
BY
Dave Ramsey
It’s Not a Joint Venture, It’s a Marriage
Dear Dave, When my wife and I got married, she had about $70,000 in savings and I had ...
June 7, 2023
BY
Dave Ramsey
My Retirement Savings Are Eroding Away!
Dear Dave, I’m 61, and I hope to be able to retire soon, but I’m watching my retirement ...
May 30, 2023
BY
Dave Ramsey
How to Set Up an Automatic Payment Plan
Creditors, especially banks and credit card issuers, are unbelievably sensitive to whether you pay your bills on time. ...
May 8, 2023
BY
Mary Hunt
$15,000 Buys a Nice Used Car!
Dear Dave, I was recently in a car accident that totaled my car. My old car was paid ...
May 4, 2023
BY
Dave Ramsey
Just Pile Up Money, and Go Do It
Dear Dave, I plan to buy another investment property with cash in the next year or two. Currently, ...
May 3, 2023
BY
Dave Ramsey
It’s Just the Right Thing to Do
Dear Dave, I’m about to start paying off debt in Baby Step 2, but there’s a motorcycle loan ...
April 18, 2023
BY
Dave Ramsey
Market Betting on Fed Rate Cuts: Investment Strategist
Investors are closely watching the consumer price index report this Wednesday for signs that inflation is slowing down. ...
April 10, 2023
BY
Don Ma
TOP NEWS
3 Bay Area Babies Have Died of Fentanyl Overdose Since May
NEW
By
Sophie Li
Senate Democrats Introduce Bill to Tax Billionaires Assets
1hr
By
Ryan Morgan
Lawmakers Demand Transparency From Intelligence Community, Pentagon on UFOs
1hr
By
Joseph Lord
Biden Admin No Longer Talking to Facebook About Removing ‘Foreign Election Interference’ Posts as Censorship Lawsuit Proceeds
2hr
By
Tom Ozimek
New CDC Director Defends Vaccine Mandates, School Closures
2hr
By
Zachary Stieber
Anthony Fauci to Answer Questions Under Oath, Appear in Public Hearing
2hr
By
Zachary Stieber
Cleveland’s Favorite Sandwich: The Polish Boy
3hr
By
Kevin Revolinski
New Book Looks at Deadly Lahaina Fire as ‘Perfect Storm’—or a Perfect Opportunity For ‘Disaster Capitalists’
3hr
By
Allan Stein
Michigan Gov. Signs Act to Move State to 100 Percent Clean Energy
3hr
By
Mark Gilman
FBI Warns of Suspicious Incidents Involving Men Trying to Enter Schools
4hr
By
Tom Ozimek