Most families have money problems at some point. And when I was a little kid, our family went through tough financial times just like everyone else. A job layoff can take your breath away. An illness can leave you completely broke.
Little kids in the house may not know exactly what’s going on, but there’s stress in the air. They’re told, “Times are tough, so we can’t go on vacation this year,” or “We have to move,” or “Christmas is going to be slim.”





