Sequence-of-Return Risk: Why Your First Five Years Decide Everything
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Sequence-of-Return Risk: Why Your First Five Years Decide Everything

Market losses early in your retirement can have a lasting impact on your savings.

The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies for 2026
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The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies for 2026

The right retirement withdrawal rate depends on your income, investments, and goals.

An IRA Playbook to Build Wealth
Featured

An IRA Playbook to Build Wealth

Matching your IRA strategy to each life stage can cut taxes and grow wealth.

Take This Simple Step as You Approach Retirement
Featured

Take This Simple Step as You Approach Retirement

Building a retirement cash cushion can help cover spending needs and reduce market risk in the early years.

The Roth Conversion Sweet Spot
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The Roth Conversion Sweet Spot

Timing a Roth conversion during gap years can lower taxes and boost long-term retirement flexibility.

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Sequence-of-Return Risk: Why Your First Five Years Decide Everything

Sequence-of-Return Risk: Why Your First Five Years Decide Everything

Market losses early in your retirement can have a lasting impact on your savings.

Don’t Sweat the Small Stuff

Don’t Sweat the Small Stuff

Some people must lie awake nights and worry that they might make a decision they think will cost them thousands of dollars in lost benefits.

The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies for 2026

The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies for 2026

The right retirement withdrawal rate depends on your income, investments, and goals.

Government Health Care: A Before and After Story

Government Health Care: A Before and After Story

Many Americans love all the benefits provided by Social Security and Medicare, as long as they don’t have to pay too much for them.

An IRA Playbook to Build Wealth

An IRA Playbook to Build Wealth

Matching your IRA strategy to each life stage can cut taxes and grow wealth.

Divorced Men and Social Security

Divorced Men and Social Security

Most men earned more than their ex-spouse, and they are concerned about their exes filing for spousal benefits.

Take This Simple Step as You Approach Retirement

Take This Simple Step as You Approach Retirement

Building a retirement cash cushion can help cover spending needs and reduce market risk in the early years.

The Roth Conversion Sweet Spot

The Roth Conversion Sweet Spot

Timing a Roth conversion during gap years can lower taxes and boost long-term retirement flexibility.

I Retired at 52—Here Are the Three Things I Would Do Differently

I Retired at 52—Here Are the Three Things I Would Do Differently

Three costly retirement mistakes showed me that financial freedom requires more than money.

How Many Questions Can I Answer Today?

How Many Questions Can I Answer Today?

Every once in a while, I like to challenge myself by seeing how many Social Security questions I can answer in just one column.