Personal Finance Guides & Financial Advice | The Epoch Times

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

Featured

Investing| By

The Right Investments for Retirees

Smart income and growth strategies can help your retirement savings last.

1/23/2026

Featured

Insurance| By

Is Direct Primary Care Right for You?

With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.

1/22/2026

3 Big Changes for Retirement Planning This Year

Featured

3 Big Changes for Retirement Planning This Year

New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.

1/22/2026

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Featured

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Investing

How Major US Stock Indexes Fared Jan. 23

Stocks| By

How Major US Stock Indexes Fared Jan. 23

1/23/2026

Investing| By

The Right Investments for Retirees

Smart income and growth strategies can help your retirement savings last.

1/23/2026

How Major US Stock Indexes Fared Jan. 22

Stocks| By

How Major US Stock Indexes Fared Jan. 22

1/22/2026

How Major US Stock Indexes Fared Jan. 21

Stocks| By

How Major US Stock Indexes Fared Jan. 21

1/21/2026

Wealth Management

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

US News| By

Naveen Athrappully

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

Last year, over 23 million people received $2,916 on average under the program.

1/24/2026

Insurance| By

Is Direct Primary Care Right for You?

1/22/2026

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

1/21/2026

Wealth Management| By

What’s a ‘Good Enough’ Financial Plan?

1/21/2026

Wealth Management

US News| By

Naveen Athrappully

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

Last year, over 23 million people received $2,916 on average under the program.

1/24/2026

Insurance| By

Is Direct Primary Care Right for You?

With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.

1/22/2026

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Wealth Management| By

What’s a ‘Good Enough’ Financial Plan?

You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.

1/21/2026

Retirement

3 Big Changes for Retirement Planning This Year

New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.

1/22/2026

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

4 Tax Strategies for High Earners Nearing Retirement

1/20/2026

Should You Take an Early Retirement Offer From Your Employer?

Should You Take an Early Retirement Offer From Your Employer?

1/19/2026

Retirement

3 Big Changes for Retirement Planning This Year

New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.

1/22/2026

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

The infamous “notch” refers to a time period when corrections were made to the Social Security benefit formula.

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.

1/20/2026

Should You Take an Early Retirement Offer From Your Employer?

Early retirement can open new doors—or create new risks—depending on how well you plan ahead.

1/19/2026

Budgeting

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

How Much Would a $50,000 HELOC Cost Each Month?

Future Planning| By

How Much Would a $50,000 HELOC Cost Each Month?

1/20/2026

Protect Yourself From Homeowner Scams

1/15/2026

What Are the Middle Class Eliminating to Save Money?

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

1/12/2026

Budgeting

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

Future Planning| By

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.

1/20/2026

Protect Yourself From Homeowner Scams

Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.

1/15/2026

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

Rising costs are forcing middle-class families to cut back on everyday staples such as cable, dining out, travel, and new cars.

1/12/2026

Credit Cards

Opting for the Minimum Payment Changed My Life

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Merchant Credit Card Fees Passed to Consumers

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024

How to Maximize Your Credit Card Rewards

How to Maximize Your Credit Card Rewards

11/30/2024

Credit Cards

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024