Personal Finance Guides & Financial Advice | The Epoch Times

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Featured

Wealth Management| By

What’s a ‘Good Enough’ Financial Plan?

You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

Featured

4 Tax Strategies for High Earners Nearing Retirement

As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.

1/20/2026

How Much Would a $50,000 HELOC Cost Each Month?

Featured

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.

1/20/2026

Should You Take an Early Retirement Offer From Your Employer?

Featured

Should You Take an Early Retirement Offer From Your Employer?

Early retirement can open new doors—or create new risks—depending on how well you plan ahead.

1/19/2026

Investing

How Major US Stock Indexes Fared Jan. 20

Stocks| By

How Major US Stock Indexes Fared Jan. 20

1/20/2026

How to Conduct Your Own Portfolio Makeover

Stocks| By

How to Conduct Your Own Portfolio Makeover

A structured approach to checking your portfolio’s health, from asset allocation to tax efficiency.

1/19/2026

How Major US Stock Indexes Fared Jan. 16

Stocks| By

How Major US Stock Indexes Fared Jan. 16

1/16/2026

How Major US Stock Indexes Fared Jan. 15

Stocks| By

How Major US Stock Indexes Fared Jan. 15

1/15/2026

Wealth Management

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Wealth Management| By

What’s a ‘Good Enough’ Financial Plan?

1/21/2026

Revocable Trust or Irrevocable Trust: Which Is Right for You?

Estate| By

Revocable Trust or Irrevocable Trust: Which Is Right for You?

1/16/2026

What to Know About New IRS Changes to FSA Contribution Limits for 2026

Insurance| By

What to Know About New IRS Changes to FSA Contribution Limits for 2026

1/12/2026

Wealth Management

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Wealth Management| By

What’s a ‘Good Enough’ Financial Plan?

You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.

1/21/2026

Estate| By

Revocable Trust or Irrevocable Trust: Which Is Right for You?

Choosing the right living trust depends on how much control, protection, and flexibility you need.

1/16/2026

Insurance| By

What to Know About New IRS Changes to FSA Contribution Limits for 2026

Higher IRS limits make FSAs a smart way to cover health and dependent care costs with tax-free dollars—if you use them wisely.

1/12/2026

Retirement

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

The infamous “notch” refers to a time period when corrections were made to the Social Security benefit formula.

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

1/20/2026

Should You Take an Early Retirement Offer From Your Employer?

1/19/2026

Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond

Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond

1/17/2026

Retirement

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

The infamous “notch” refers to a time period when corrections were made to the Social Security benefit formula.

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.

1/20/2026

Should You Take an Early Retirement Offer From Your Employer?

Early retirement can open new doors—or create new risks—depending on how well you plan ahead.

1/19/2026

Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond

If retirement feels too close and savings feel too small, catch-up contributions can help you close the gap faster.

1/17/2026

Budgeting

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.

1/20/2026

Debt Management| By

Protect Yourself From Homeowner Scams

1/15/2026

What Are the Middle Class Eliminating to Save Money?

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

1/12/2026

7 Proven Money Mindset Shifts to Save More and Stress Less

7 Proven Money Mindset Shifts to Save More and Stress Less

1/9/2026

Budgeting

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.

1/20/2026

Debt Management| By

Protect Yourself From Homeowner Scams

Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.

1/15/2026

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

Rising costs are forcing middle-class families to cut back on everyday staples such as cable, dining out, travel, and new cars.

1/12/2026

7 Proven Money Mindset Shifts to Save More and Stress Less

Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.

1/9/2026

Credit Cards

Opting for the Minimum Payment Changed My Life

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Merchant Credit Card Fees Passed to Consumers

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024

How to Maximize Your Credit Card Rewards

How to Maximize Your Credit Card Rewards

11/30/2024

Credit Cards

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024