Simplicity wins: Three to 10 funds typically outperform bloated portfolios packed with overlap.

Mold damage is costly and usually excluded from homeowners insurance—but certain situations and endorsements may offer coverage.

You paid into Social Security for decades, but your benefits may still be taxed in retirement—here’s how it works and how to lower the bill.

Gifting to loved ones is often tax-friendly, but understanding the rules and choosing the right account can make your gift far more effective.

There are many questions on spousal and widow benefits. Here are a few answers that might help.

If retirement could last until age 100, the old rules no longer work. Here’s how much you may really need—and why.

Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.

Consolidation may seem like a simple solution to a difficult situation, but beware potential pitfalls.

Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.

Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.

Opting for minimum payment could lead to a devastating cycle of debt.

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.