Personal Finance Guides & Financial Advice | The Epoch Times

Does Homeowner’s Insurance Cover Water Damage?

Not all water damage is covered by homeowner’s insurance, and confusing it with flood damage can be a costly mistake.

1/26/2026

Your Money’s Losing Value—But Your Retirement Doesn’t Have To

Featured

Due

Your Money’s Losing Value—But Your Retirement Doesn’t Have To

Smart planning can help your retirement income keep pace with inflation.

1/26/2026

Time’s Up on Some Adjustable-Rate Mortgages

Featured

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

Featured

Investing| By

The Right Investments for Retirees

Smart income and growth strategies can help your retirement savings last.

1/23/2026

Featured

Insurance| By

Is Direct Primary Care Right for You?

With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.

1/22/2026

Investing

How Major US Stock Indexes Fared Jan. 23

Stocks| By

How Major US Stock Indexes Fared Jan. 23

1/23/2026

Investing| By

The Right Investments for Retirees

Smart income and growth strategies can help your retirement savings last.

1/23/2026

How Major US Stock Indexes Fared Jan. 22

Stocks| By

How Major US Stock Indexes Fared Jan. 22

1/22/2026

How Major US Stock Indexes Fared Jan. 21

Stocks| By

How Major US Stock Indexes Fared Jan. 21

1/21/2026

Wealth Management

Insurance| By

Does Homeowner’s Insurance Cover Water Damage?

Not all water damage is covered by homeowner’s insurance, and confusing it with flood damage can be a costly mistake.

1/26/2026

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

US News| By

Naveen Athrappully

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

1/24/2026

Insurance| By

Is Direct Primary Care Right for You?

1/22/2026

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

1/21/2026

Wealth Management

Insurance| By

Does Homeowner’s Insurance Cover Water Damage?

Not all water damage is covered by homeowner’s insurance, and confusing it with flood damage can be a costly mistake.

1/26/2026

US News| By

Naveen Athrappully

IRS Urges Qualified Taxpayers to Claim Earned Income Tax Credit

Last year, over 23 million people received $2,916 on average under the program.

1/24/2026

Insurance| By

Is Direct Primary Care Right for You?

With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.

1/22/2026

Insurance| By

Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself

Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.

1/21/2026

Retirement

Due

Your Money’s Losing Value—But Your Retirement Doesn’t Have To

Smart planning can help your retirement income keep pace with inflation.

1/26/2026

3 Big Changes for Retirement Planning This Year

3 Big Changes for Retirement Planning This Year

1/22/2026

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

4 Tax Strategies for High Earners Nearing Retirement

1/20/2026

Retirement

Due

Your Money’s Losing Value—But Your Retirement Doesn’t Have To

Smart planning can help your retirement income keep pace with inflation.

1/26/2026

3 Big Changes for Retirement Planning This Year

New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.

1/22/2026

Fixed Income| By

Tom Margenau

Babies of “Notch Babies”

The infamous “notch” refers to a time period when corrections were made to the Social Security benefit formula.

1/21/2026

4 Tax Strategies for High Earners Nearing Retirement

As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.

1/20/2026

Budgeting

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

How Much Would a $50,000 HELOC Cost Each Month?

Future Planning| By

How Much Would a $50,000 HELOC Cost Each Month?

1/20/2026

Protect Yourself From Homeowner Scams

1/15/2026

What Are the Middle Class Eliminating to Save Money?

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

1/12/2026

Budgeting

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

1/24/2026

Future Planning| By

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.

1/20/2026

Protect Yourself From Homeowner Scams

Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.

1/15/2026

Budgeting| By

What Are the Middle Class Eliminating to Save Money?

Rising costs are forcing middle-class families to cut back on everyday staples such as cable, dining out, travel, and new cars.

1/12/2026

Credit Cards

Opting for the Minimum Payment Changed My Life

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Merchant Credit Card Fees Passed to Consumers

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024

How to Maximize Your Credit Card Rewards

How to Maximize Your Credit Card Rewards

11/30/2024

Credit Cards

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Personal Finance| By

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024