Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
How Does Medicare With Employer Coverage Work?
Still working at 65? Here’s how Medicare coordinates with your job-based coverage.
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How to Defend Your Retirement Plan Against a Bear Market
Bear markets are inevitable, but the right strategies can help protect your portfolio and keep you on track.
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Donor-Advised Fund or a Private Foundation: Which Is Right for You?
From tax benefits to control, here’s what separates donor-advised funds from private foundations.
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What High Earners Need to Know About RSU Taxes
Restricted stock units can build significant wealth—but without careful tax planning and diversification, they can create costly surprises.
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How to Deal With the Widow’s Tax Penalty
Losing a spouse can trigger a hidden financial hit through higher taxes and reduced income.
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Roth Conversions: How to Do It Without Getting a Tax Shock
A Roth conversion can create tax-free retirement income, but careful timing and tax planning are essential.
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How Married Couples Can Make the Most Out of Social Security
Couples can boost lifetime income by coordinating when and how they claim Social Security benefits.
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Which Investments Should Go Into Which Accounts?
Choosing where to hold your investments can be just as important as choosing the investments themselves.
|
Should You Keep Your Target-Date Funds in Retirement?
Target-date funds simplify retirement investing, but their rigid design may create challenges as investors approach retirement.
|
All High Earners Need to Know About the Mega Backdoor Roth
The mega backdoor Roth strategy lets high earners contribute far more to Roth retirement savings through a 401(k).
|
How Does Medicare With Employer Coverage Work?
Still working at 65? Here’s how Medicare coordinates with your job-based coverage.
|
How to Defend Your Retirement Plan Against a Bear Market
Bear markets are inevitable, but the right strategies can help protect your portfolio and keep you on track.
|
Donor-Advised Fund or a Private Foundation: Which Is Right for You?
From tax benefits to control, here’s what separates donor-advised funds from private foundations.
|
What High Earners Need to Know About RSU Taxes
Restricted stock units can build significant wealth—but without careful tax planning and diversification, they can create costly surprises.
|
How to Deal With the Widow’s Tax Penalty
Losing a spouse can trigger a hidden financial hit through higher taxes and reduced income.
|
Roth Conversions: How to Do It Without Getting a Tax Shock
A Roth conversion can create tax-free retirement income, but careful timing and tax planning are essential.
|
How Married Couples Can Make the Most Out of Social Security
Couples can boost lifetime income by coordinating when and how they claim Social Security benefits.
|
Which Investments Should Go Into Which Accounts?
Choosing where to hold your investments can be just as important as choosing the investments themselves.
|
Should You Keep Your Target-Date Funds in Retirement?
Target-date funds simplify retirement investing, but their rigid design may create challenges as investors approach retirement.
|
All High Earners Need to Know About the Mega Backdoor Roth
The mega backdoor Roth strategy lets high earners contribute far more to Roth retirement savings through a 401(k).
|