Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
Financially Savvy Ways to Use Your RMDs
Required minimum distributions may create a tax bill, but they can also create new financial opportunities.
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Should You Drain Brokerage Accounts First in Retirement?
A more balanced withdrawal strategy could help smooth taxes and boost after-tax retirement income.
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What Do I Do After Maxing Out My 401(k) and IRA?
Once you’ve hit your retirement account contribution limits, several other strategies can help grow your wealth.
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Tax Benefits of Donating Appreciated Stock
New tax rules make it more important than ever to understand the benefits and limitations of donating appreciated stock.
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Hidden Tax Breaks for Retirees
Several overlooked tax breaks can help seniors keep more of their retirement income.
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Why You Should Still Invest in Stocks in Retirement
Moving too heavily into fixed income in retirement can create risks that may threaten long-term financial security.
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The Hidden Costs of Retiring Early
Retiring early may sound appealing, but taxes, healthcare, and market risks can be significant obstacles.
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Generating Tax-Free Income in Retirement
Smart tax strategies can help retirees keep more of their hard-earned savings.
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Strategically Using Your HSA as a Retirement Account
A health savings account can provide tax-free health care savings while also serving as a powerful retirement planning tool.
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Dividend Income Versus Total Return: Which Is Right for Retirees?
Chasing high dividend yields in retirement can increase risk and reduce diversification.
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