Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
Roth Conversions: How to Do It Without Getting a Tax Shock
A Roth conversion can create tax-free retirement income, but careful timing and tax planning are essential.
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How Married Couples Can Make the Most Out of Social Security
Couples can boost lifetime income by coordinating when and how they claim Social Security benefits.
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Which Investments Should Go Into Which Accounts?
Choosing where to hold your investments can be just as important as choosing the investments themselves.
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Should You Keep Your Target-Date Funds in Retirement?
Target-date funds simplify retirement investing, but their rigid design may create challenges as investors approach retirement.
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All High Earners Need to Know About the Mega Backdoor Roth
The mega backdoor Roth strategy lets high earners contribute far more to Roth retirement savings through a 401(k).
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What High Earners Need to Know About Net Investment Income Tax
Investors with high income may face the net investment income tax, but strategic planning can help reduce or avoid the extra levy.
|
Social Security Pitfalls to Watch Out For
Claiming Social Security without a strategy could reduce your lifetime benefits, making careful planning essential.
|
How to Defend Your Nest Egg Against Sequence of Returns Risk
Sequence of returns risk can derail even well-funded retirements without the right strategy.
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How to Protect Your Nest Egg From the Biggest Risks in Retirement
Market swings, taxes, inflation, and health care costs can threaten retirement savings without careful planning.
|
How to Use Qualified Charitable Distributions Like a Tax Pro
Cut taxes and give back with qualified charitable distributions.
|
Roth Conversions: How to Do It Without Getting a Tax Shock
A Roth conversion can create tax-free retirement income, but careful timing and tax planning are essential.
|
How Married Couples Can Make the Most Out of Social Security
Couples can boost lifetime income by coordinating when and how they claim Social Security benefits.
|
Which Investments Should Go Into Which Accounts?
Choosing where to hold your investments can be just as important as choosing the investments themselves.
|
Should You Keep Your Target-Date Funds in Retirement?
Target-date funds simplify retirement investing, but their rigid design may create challenges as investors approach retirement.
|
All High Earners Need to Know About the Mega Backdoor Roth
The mega backdoor Roth strategy lets high earners contribute far more to Roth retirement savings through a 401(k).
|
What High Earners Need to Know About Net Investment Income Tax
Investors with high income may face the net investment income tax, but strategic planning can help reduce or avoid the extra levy.
|
Social Security Pitfalls to Watch Out For
Claiming Social Security without a strategy could reduce your lifetime benefits, making careful planning essential.
|
How to Defend Your Nest Egg Against Sequence of Returns Risk
Sequence of returns risk can derail even well-funded retirements without the right strategy.
|
How to Protect Your Nest Egg From the Biggest Risks in Retirement
Market swings, taxes, inflation, and health care costs can threaten retirement savings without careful planning.
|
How to Use Qualified Charitable Distributions Like a Tax Pro
Cut taxes and give back with qualified charitable distributions.
|