Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
Why the Years Before 73 Matter So Much for Retirees
Smart tax moves before RMDs begin can help reduce future taxes and let you keep more of your retirement savings.
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Cash Balance Plans: An Overlooked Retirement Tool
A cash balance pension plan can provide predictable retirement income without exposing employees to investment risk.
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What High Earners Need to Know About Deferred Compensation Plans
Before deferring your income, understand the benefits and potential drawbacks of these plans.
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How to Fill up Lower Tax Brackets Strategically
Managing your income around federal tax brackets can help you pay lower taxes in the long run.
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How to Use the Bucket Strategy Like a Pro
A bucket strategy can help retirees manage market risk and cash flow.
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Estate Planning Mistakes Even the Wealthy Can Fall For
Even a well-crafted estate plan can fail if key documents, beneficiaries, or trusts are overlooked.
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The Roth Conversion Sweet Spot
Timing a Roth conversion during gap years can lower taxes and boost long-term retirement flexibility.
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Financially Savvy Ways to Use Your RMDs
Required minimum distributions may create a tax bill, but they can also create new financial opportunities.
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Should You Drain Brokerage Accounts First in Retirement?
A more balanced withdrawal strategy could help smooth taxes and boost after-tax retirement income.
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