Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.
LATEST
Generating Tax-Free Income in Retirement
Smart tax strategies can help retirees keep more of their hard-earned savings.
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Strategically Using Your HSA as a Retirement Account
A health savings account can provide tax-free health care savings while also serving as a powerful retirement planning tool.
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Dividend Income Versus Total Return: Which Is Right for Retirees?
Chasing high dividend yields in retirement can increase risk and reduce diversification.
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Defending Yourself From the ‘Tax Torpedo’
Higher retirement income can trigger hidden taxes on Social Security and Medicare.
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What Happens if I Keep Working While Earning Social Security?
Social Security recipients may still work, but earnings above certain limits may temporarily reduce benefits.
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Charitable Giving: How to Manage Donations With New Tax Laws
Charitable giving rules are changing in 2026, including new deduction limits for high earners and itemizers.
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How Does Medicare With Employer Coverage Work?
Still working at 65? Here’s how Medicare coordinates with your job-based coverage.
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How to Defend Your Retirement Plan Against a Bear Market
Bear markets are inevitable, but the right strategies can help protect your portfolio and keep you on track.
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Donor-Advised Fund or a Private Foundation: Which Is Right for You?
From tax benefits to control, here’s what separates donor-advised funds from private foundations.
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What High Earners Need to Know About RSU Taxes
Restricted stock units can build significant wealth—but without careful tax planning and diversification, they can create costly surprises.
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