How to Defend Your Retirement Plan Against a Bear Market

Bear markets are inevitable, but the right strategies can help protect your portfolio and keep you on track.
How to Defend Your Retirement Plan Against a Bear Market
A bear market doesn’t have to derail your retirement if you manage risk and stay disciplined. TommyStockProject/Shutterstock
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Despite recent stock-market highs, uncertainty lingers. Geopolitical tensions, high interest rates, and inflation concerns remain. In the past, these have in some way contributed to bear markets that have torn through portfolios.

A bear market is defined as when stock prices drop by at least 20 percent from a recent high. And investors don’t need to look far back to observe the damage it can do.

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Javier Simon
Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.