Good credit is a precious item; that’s why you work hard to protect it. But although you can guard it by responsibly managing your credit, other factors can harm it. According to the Javelin Strategy & Research Study 2024 Identity Theft Study, sponsored by the AARP and others, Americans lost $23 billion to identity fraud in 2023.
But there is a way to help you avoid being the next victim. Freezing and unfreezing your credit report can go a long way to fighting identity theft. But what is freezing credit, and how do you use it?
