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personal finance
When You’re Stuck and Can’t Get Going
Taking control of your finances is like building a house. Lay a good foundation and go step by step.
April 18, 2024
BY
Mary Hunt
Increase Expectations Gradually
Dear Dave, I’m getting married this summer and about to become a stepmom. To be honest, I’m a ...
March 5, 2024
BY
Dave Ramsey
A Lesson He’ll Remember for the Rest of His Life
Dear Dave, Our 21-year-old son is in college, and we’ve always warned him to stay away from credit ...
February 28, 2024
BY
Dave Ramsey
A Big Mess
Dear Dave, I’m a single mom, and I opened my own small business last year. The business isn’t ...
February 27, 2024
BY
Dave Ramsey
More Harm Than Good
Dear Dave, Our son has been married for about three years, and he and his wife are having ...
February 26, 2024
BY
Dave Ramsey
Guide Them, but Let Them Learn From Their Mistakes
Dear Dave, My wife and I have started teaching our 5-year-old son about money. Do you feel we ...
January 25, 2024
BY
Dave Ramsey
Teenagers and Personal Finance
Americans' debt has increased, led by mortgage, credit card and student loans. In the third quarter of 2023, ...
January 9, 2024
BY
Anne Johnson
What to Do the 5 Years Before You Retire
Ideally, you’ll start planning and saving for retirement decades before you actually retire. And during retirement, you’ll need ...
January 8, 2024
BY
Due
‘Stuff’ Just Doesn’t Do It
Most families have money problems at some point. And when I was a little kid, our family went ...
December 24, 2023
BY
Dave Ramsey
It’s a Credit Card Addiction
A reader struggles with a mother-in-law's credit card problem.
December 13, 2023
BY
Dave Ramsey
Be Gentle, He’s Moving in the Right Direction
Dear Dave, We’re following your Baby Steps plan, and we’ve paid off all our credit cards. But when ...
December 2, 2023
BY
Dave Ramsey
Go Into Debt for a Wedding? Nope!
Dear Dave, Our daughter’s college education is pretty much paid for already through grants and scholarships, and my ...
November 28, 2023
BY
Dave Ramsey
Don’t Panic, You Have Plenty of Time
Dear Dave, My husband and I have just $12,000 to pay off before we’re debt-free. We’ve paid off ...
November 26, 2023
BY
Dave Ramsey
Practicing Contentment This Holiday Season
5 ways to stay responsible—to your budget, your loved ones, and yourself—while still enjoying the festivities.
November 19, 2023
BY
Rachel Cruze
Risk Is Real
The pros and cons of house-flipping.
November 13, 2023
BY
Dave Ramsey
It’s a Gift to Your Family
Dear Dave, I’m 67, and I’ve been wondering what your position is on preplanning for a funeral versus ...
November 8, 2023
BY
Dave Ramsey
When You Nickel and Dime Things, Nothing Gets Done Well
Dear Dave, I’m currently on Baby Step 2, and I have about $7,000 in debt to pay off ...
November 1, 2023
BY
Dave Ramsey
How to Live on One Income: Practical Tips for Financial Success
In today's fast-paced world, where expenses seem to rise continuously, many families in the United States are choosing ...
October 24, 2023
BY
Emma Ha
Eventually, You Become Self-Insured
Dear Dave, My wife and I are both 36 years old, and we have two children. Our son ...
October 21, 2023
BY
Dave Ramsey
What’s Fair to Everyone Concerned?
Dear Dave, About a year ago, my husband and I offered an empty house we own to a ...
October 9, 2023
BY
Dave Ramsey
It’s Not a Good Long-Term Plan
Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early 70s. We talked the other ...
October 2, 2023
BY
Dave Ramsey
Take the Bigger Check
Dear Dave, My car was declared totaled because of hail damage, and my insurance company says I have ...
September 29, 2023
BY
Dave Ramsey
Workers and Givers
Dear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, ...
September 15, 2023
BY
Dave Ramsey
Life Insurance Isn’t a Baby Step
Dear Dave, I just discovered you and your teachings a couple of weeks ago. I’m already on Baby ...
September 14, 2023
BY
Dave Ramsey
Helping Take Care of Mom
Dear Dave, My mother-in-law is 85, and she’s had some health setbacks recently. The family got together with ...
September 13, 2023
BY
Dave Ramsey
You Need a Better Plan
Dear Dave, My husband recently opened his own commercial painting company. We know he will have three months ...
August 29, 2023
BY
Dave Ramsey
Lost Wallet, 529 Plans, and Dubious Credit
Today's batch of reader questions reminds me how complicated our lives have become since the introduction of consumer ...
August 28, 2023
BY
Mary Hunt
TOP NEWS
Watchdog Blasts IRS for ‘Significant Deficiencies’ That Put Sensitive Taxpayer Data at Risk
NEW
By
Tom Ozimek
Fit to Fight Flu? Study Suggests Pre-Vaccine Health Determines Its Success
NEW
By
Sheramy Tsai
Tornadoes Strike Nebraska and Iowa, Damaging Hundreds of Houses
2hr
By
Aldgra Fredly
Jack Smith Argues Codefendant Lacks Merit to Dismiss Charges for Vindictive Prosecution in Trump Case
2hr
By
Caden Pearson
Tied to Courthouse, Trump Conducts Guerilla Campaign on Evenings, Weekends
4hr
By
Lawrence Wilson
Judge Unseals Grand Jury Interview of Trump Codefendant in Documents Case
7hr
By
Catherine Yang
, Epoch Times
Man Who Filmed Ashli Babbitt Killing Sentenced to 6 Years in Prison
8hr
By
Joseph M. Hanneman
Trump ‘Ready, Willing, and Able’ to Debate, Questions Biden’s Willingness
9hr
By
Caden Pearson
What’s Next in Congress After Passage of Foreign Aid Package
11hr
By
Jackson Richman
Names of 5 Additional Defendants Revealed In Arizona’s ‘Fake Electoral’ Case
11hr
By
Tom Ozimek