Personal Finance Guides & Financial Advice | The Epoch Times

How to Plan Charitable Giving in 2025 for Maximum Tax Benefits

A last-chance guide to making smarter charitable gifts in 2025 before stricter 2026 tax rules take effect.

11/14/2025

5 Things to Consider Now If You Want to Retire in 2026

Featured

5 Things to Consider Now If You Want to Retire in 2026

Planning to retire in 2026? Start now with Social Security, Medicare, budgeting, and lifestyle prep.

11/13/2025

US 10-year Treasury Yields Priced for No Inflation Surprises, Set to Rise Modestly: Reuters Poll

Featured

Investing| By

US 10-year Treasury Yields Priced for No Inflation Surprises, Set to Rise Modestly: Reuters Poll

11/13/2025

Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board

Featured

Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board

Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.

11/12/2025

Managing Money for a Loved One Who Can’t

Featured

Managing Money for a Loved One Who Can’t

A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.

11/11/2025

Wealth Management

Tax| By

How to Plan Charitable Giving in 2025 for Maximum Tax Benefits

A last-chance guide to making smarter charitable gifts in 2025 before stricter 2026 tax rules take effect.

11/14/2025

Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers

Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers

11/6/2025

What Happens to Your Finances When You Die Without a Will?

Estate| By

What Happens to Your Finances When You Die Without a Will?

11/5/2025

Insurance| By

Take a Bite out of Dental Costs

11/3/2025

Wealth Management

Tax| By

How to Plan Charitable Giving in 2025 for Maximum Tax Benefits

A last-chance guide to making smarter charitable gifts in 2025 before stricter 2026 tax rules take effect.

11/14/2025

Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers

The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.

11/6/2025

Estate| By

What Happens to Your Finances When You Die Without a Will?

Dying without a will means state law decides who gets your assets.

11/5/2025

Insurance| By

Take a Bite out of Dental Costs

Losing employer dental coverage in retirement can be costly. Here are smart ways to save on care.

11/3/2025

Retirement

5 Things to Consider Now If You Want to Retire in 2026

Planning to retire in 2026? Start now with Social Security, Medicare, budgeting, and lifestyle prep.

11/13/2025

Fixed Income| By

Tom Margenau

Young People and Social Security

11/12/2025

Managing Money for a Loved One Who Can’t

11/11/2025

Should You Open a Roth IRA for Your Child?

Retirement Accounts| By

Should You Open a Roth IRA for Your Child?

11/7/2025

Retirement

5 Things to Consider Now If You Want to Retire in 2026

Planning to retire in 2026? Start now with Social Security, Medicare, budgeting, and lifestyle prep.

11/13/2025

Fixed Income| By

Tom Margenau

Young People and Social Security

There are many millions of younger people who get Social Security benefits every month.

11/12/2025

Managing Money for a Loved One Who Can’t

A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.

11/11/2025

Retirement Accounts| By

Should You Open a Roth IRA for Your Child?

Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.

11/7/2025

Budgeting

Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board

Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.

11/12/2025

Smart Strategies for Paying Your Child an Allowance

Smart Strategies for Paying Your Child an Allowance

11/8/2025

Financial Advisors Don’t Talk About These 9 Things

Financial Advisors Don’t Talk About These 9 Things

11/7/2025

Restaurants Use Tips to Cut Labor Costs

11/4/2025

Budgeting

Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board

Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.

11/12/2025

Smart Strategies for Paying Your Child an Allowance

An allowance can be a powerful tool for teaching kids how to earn, budget, save, and manage money as they grow.

11/8/2025

Financial Advisors Don’t Talk About These 9 Things

Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.

11/7/2025

Restaurants Use Tips to Cut Labor Costs

That tip on your dinner bill might not be going where you think. Employers can legally apply it toward wages, fees, and even labor costs.

11/4/2025

Credit Cards

Opting for the Minimum Payment Changed My Life

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Merchant Credit Card Fees Passed to Consumers

Merchant Credit Card Fees Passed to Consumers

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024

How to Maximize Your Credit Card Rewards

How to Maximize Your Credit Card Rewards

11/30/2024

Credit Cards

Mary Hunt

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.

10/1/2025

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.

6/12/2025

Are Store Credit Cards a Bad Idea?

12/18/2024