Health insurance premiums are expected to decline on average next year, for the first time since 2014, the year the Affordable Care Act (ACA) went into effect.
The Centers for Medicare & Medicaid Services (CMS) projects that premiums for the second-lowest cost plan sold on the HealthCare.gov website will go down 1.5 percent overall, and by 1 percent for the silver plan that costs the least. The rates are based on premiums for a 27-year-old non-smoker. Silver plans come at different prices.





