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An Honest Look at the Controversial Annuity
An Honest Look at the Controversial Annuity
Few words in the financial world will elicit such a passionate response as the word "annuity." Some customers swear by them, others detest them, and the financial industry ...
06-15-2022
7 Mistakes You Are Making About Retirement
7 Mistakes You Are Making About Retirement
How’s your retirement fund looking these days? For 40 percent of non-retired adults, they believe that their retirement saving is on track. But, for the other 60 percent of people? They ...
06-12-2022
Why You Should Add Government Bonds to Your Portfolio
Why You Should Add Government Bonds to Your Portfolio
One way to protect your investments from the fluctuations in the market is to invest in government bonds. These financial instruments—also referred to as treasury direct bonds or ...
06-11-2022
10 Things They Don’t Tell You About Helping Your Parents Retire
10 Things They Don’t Tell You About Helping Your Parents Retire
While my parents were always able to make ends meet, there wasn’t much leftover. That meant that there wasn’t much wiggle room for unnecessary spending. However, I didn’t ...
06-11-2022
Give Yourself a ‘Bonus‘:  How to Maximize Your Social Security Payout
Give Yourself a ‘Bonus‘: How to Maximize Your Social Security Payout
Most Americans are playing catch up when it comes to retirement savings. Even if you make a sizable income, putting away money for retirement is challenging. There is ...
06-10-2022
Guard Your Pension! Understand Defined-Contribution Plan vs Defined-Benefit Plan
Guard Your Pension! Understand Defined-Contribution Plan vs Defined-Benefit Plan
We often talk about retirement and pensions as though they’re the same thing. When we retire, we receive a pension, and we become pensioners. But a pension has ...
06-10-2022
How Technology Is Transforming Retirement Preparation
How Technology Is Transforming Retirement Preparation
People often say it’s never too early to start when it comes to retirement planning. However, many individuals feel a bit taken aback by the overall process and ...
06-9-2022
Your Nest Egg and the Miracle of Compound Growth
Your Nest Egg and the Miracle of Compound Growth
We will all come to that point in our lives when we stop working for a living, and need to rely on whatever sources of income remain. Those ...
06-7-2022
Gen Zs, It’s Time to Start Retirement Investing with 5 Retirement Strategies
Gen Zs, It’s Time to Start Retirement Investing with 5 Retirement Strategies
Retirement is important for everyone, but it’s even more crucial for those in Generation Z. Why? Because the earlier you start saving, the more money you’ll have to enjoy ...
06-7-2022
Future Changes in Social Security
Future Changes in Social Security
For decades, Social Security has been the bedrock for many Americans' retirement plans. In 2021 alone, Social Security paid over $1 trillion to its over 70 million beneficiaries. ...
06-6-2022
What Is the Best Age to Buy an Annuity
What Is the Best Age to Buy an Annuity
Annuities can be a great way to secure your financial future in retirement. But what is the best age to buy an annuity? Is there a “right” time ...
06-1-2022
What You Should Consider Including in Your Retirement Portfolio
What You Should Consider Including in Your Retirement Portfolio
When setting up a retirement plan, many of us have been taught that as a rule, we should save at least 10 to 15 percent of our annual ...
05-30-2022
How Social Security Works for Business Owners
How Social Security Works for Business Owners
Social Security is a government-backed retirement program. Workers across the country pay a Social Security tax each year in exchange for a payment each month in retirement, or ...
05-28-2022
How to Max your Social Security? Should You Draw it at 62?
How to Max your Social Security? Should You Draw it at 62?
For many Americans, the age of 62 is a noteworthy milestone. At this age, those paying into Social Security are first eligible to draw from their benefits. Because ...
05-26-2022
The Best Credit Cards for Retirement
The Best Credit Cards for Retirement
Retirement is a significant milestone in life, and it’s essential to be prepared for the exciting time of your golden years. One way of doing so is by ...
05-23-2022
Retire a Millionaire: 9 Steps to Begin Building Your Nest Egg
Retire a Millionaire: 9 Steps to Begin Building Your Nest Egg
In your 20s, retirement seems like a distant dream. But, if you don’t start saving while you’re young, that’s exactly what it will remain forever: a dream. Just ...
05-18-2022
Retirement Planning is More than Retirement Savings Rates
Retirement Planning is More than Retirement Savings Rates
When we talk about retirement planning, the most common focus is how much we are saving to support ourselves in retirement. Simplifying to one goal is a great ...
05-12-2022
Everything About Annuity Fees
Everything About Annuity Fees
Hopefully, you are now a little more knowledgeable when it comes to the different types of annuities. Next up? Learning all about the fees that are associated with ...
05-10-2022
7 Tips to Help Boost Your Retirement Funds
7 Tips to Help Boost Your Retirement Funds
The notion of retirement is a lot like the idea of driving a motorhome from coast to coast. At the beginning of your career journey, your goal of ...
05-9-2022
How to Stop Being Nervous About Retirement
How to Stop Being Nervous About Retirement
Retirement can be scary, no matter who you are. It makes sense that some people are nervous about retirement. How much money do you really need for 20 ...
05-8-2022
The Four Stages of Retirement
The Four Stages of Retirement
One of the first stages of retirement begins about five years before retirement. This is when we begin winding down work and gearing up for a new chapter. ...
05-6-2022
Types of Annuities and How They Work
Types of Annuities and How They Work
The other day I was craving tacos. The hunger was fierce. So, I decided to head to my favorite Mexican restaurant to satisfy my appetite. Usually, I choose ...
05-3-2022