A month or so ago, I wrote a column about people who mistakenly think they are being cheated by the Social Security Administration (SSA) out of benefits they believe they are due.
But one group I didn’t mention in that column are the biggest complainers of all: public employees such as teachers and police officers in certain states, many of whom don’t even pay into Social Security in the first place. (The rules about which public employees pay into Social Security can change from one state to another.) Some gripe that they are being cheated out of spousal benefits on a husband’s or wife’s Social Security account. Others complain that any Social Security benefits they earn from a side job are reduced unfairly.