Public Employees Are Not Being Cheated by Offsets

Some public employees are not a part of social security, but they have their own set of benefits.
Public Employees Are Not Being Cheated by Offsets
The rules about which public employees pay into Social Security can change from one state to another. Pixel-Shot/Shutterstock
Tom Margenau
Updated:
0:00

A month or so ago, I wrote a column about people who mistakenly think they are being cheated by the Social Security Administration (SSA) out of benefits they believe they are due.

But one group I didn’t mention in that column are the biggest complainers of all: public employees such as teachers and police officers in certain states, many of whom don’t even pay into Social Security in the first place. (The rules about which public employees pay into Social Security can change from one state to another.) Some gripe that they are being cheated out of spousal benefits on a husband’s or wife’s Social Security account. Others complain that any Social Security benefits they earn from a side job are reduced unfairly.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
Related Topics