There is probably no question I am asked more often than some version of this: “When should I file for Social Security?” And I’ve discerned from my emails over the years that there is no issue senior citizens fret over more than the answer to that question.
To answer it, many people prepare spreadsheets. They construct matrices. They buy books. They consult financial planners. And who knows, maybe they even get in touch with mystics, palm readers, and other charlatans.
