Babies of “Notch Babies”

The infamous “notch” refers to a time period when corrections were made to the Social Security benefit formula.
Babies of “Notch Babies”
Notch babies are generally people born between 1917 and about 1926. Halfpoint/Shutterstock
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This is going to be a column about the infamous “notch babies.” I thought this issue had died, because frankly, almost everyone affected by this glitch in Social Security law has died. (The few still alive would be over 100 years old.) But amazingly, I am now hearing from the babies of notch babies! In other words, people now in their 70s are writing to me about an issue that affected their parents. Here is a typical example.

“I’ve always been curious about something. My mom, who would have turned 100 today if she were still alive, always complained that she was being cheated out of Social Security benefits because of something called ”the notch.“ In fact, she called herself a ”notch baby.“ I know it’s too late to do anything about it, but can you explain what that was all about?”

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]