Latest
Like Finding Money You Didn’t Know You Had
Like Finding Money You Didn’t Know You Had
You know the feeling when you reach into the pocket of a coat or pants you haven't worn for a while and pull out a $20 bill? What ...
05-17-2022
Social Security for Divorced Women
Social Security for Divorced Women
My wife and I and a group of our neighbors were chatting the other day, and it dawned on us that there are eight houses in a row ...
05-16-2022
25 Ways to Save Fuel and Money
25 Ways to Save Fuel and Money
With gas at a crazy price, people are asking themselves if they can save fuel money. As of March 31, 2022, the average national price for a gallon ...
05-14-2022
Don’t Blame the Government — Blame Yourself
Don’t Blame the Government — Blame Yourself
Sometimes people will write to me complaining that the government, specifically the Social Security Administration, has messed up and cheated them out of benefits they might have been ...
05-10-2022
Angry Al and Me
Angry Al and Me
I get lots of emails from my readers. Most are from nice people who have questions about their particular Social Security situation. I like responding to these people ...
05-10-2022
Warranty Deed Versus Quitclaim Deed
Warranty Deed Versus Quitclaim Deed
Dear Monty: We want to give our son a quitclaim deed to our house, which he rents from us. We still have a mortgage of $117,000 on the ...
05-10-2022
9 Things to Consider When Integrating a Payment Gateway Into Your Mobile App
9 Things to Consider When Integrating a Payment Gateway Into Your Mobile App
With the use of mobile phones and different applications, people now look forward to making payments to various vendors. If you want to develop an eCommerce financial app, ...
05-8-2022
12 Expert Tips to Pay Down Your Mortgage in 10 Years or Less
12 Expert Tips to Pay Down Your Mortgage in 10 Years or Less
Purchasing a home is a dream for pretty much everyone. But, taking on that massive debt can prevent you from retiring earlier, sending the kids to college, or ...
05-5-2022
What to Do When a Loved One Owes You Money and Doesn’t Pay Your Back
What to Do When a Loved One Owes You Money and Doesn’t Pay Your Back
Your sibling asked you to cover their rent for a couple of months while they were between jobs. Or maybe you loaned a friend a few hundred bucks ...
05-4-2022
Student Loan Forgiveness, What You Need to Know
Student Loan Forgiveness, What You Need to Know
After going to college or grad school for years, it is easy to understand why starting life with a tremendous student loan debt can be daunting and is ...
05-2-2022
Watch for Debt Collectors, Scams on Social
Watch for Debt Collectors, Scams on Social
Social media is where you watch cooking videos, gaze at photos of dreamy travel destinations, and doomscroll through endless news headlines. Now, sites like Instagram, Facebook, and Twitter ...
04-18-2022
3 Steps to Breaking Unhealthy Money Habits
3 Steps to Breaking Unhealthy Money Habits
Some bad habits affect our physical health, like smoking, nail biting, or eating too much junk food. But others take a toll on our financial health. How do ...
04-8-2022
How Buy Now, Pay Later Loans Could Alter Credit
How Buy Now, Pay Later Loans Could Alter Credit
Expanding access to credit is a worthy goal. Too many people can’t get a mortgage or an emergency loan at a reasonable rate because they can’t show a ...
04-5-2022
How to Put Your Tax Refund to Work for You
How to Put Your Tax Refund to Work for You
If you’re eagerly anticipating a tax refund in the coming weeks, you have good reason to be optimistic: The IRS reports that about 77 percent of tax returns ...
04-5-2022
How to Cosign Responsibly on a Mortgage
How to Cosign Responsibly on a Mortgage
Buying a house is an exhilarating stage in life. A home to call your own. Many people who today are homeowners would not have been able to get ...
04-4-2022
Forget the Fed, Pay Off Your Credit Card Debt
Forget the Fed, Pay Off Your Credit Card Debt
The cost of everything keeps creeping up. And if you happen to have credit card debt, that’s about to get a bit more expensive too, thanks to a ...
04-3-2022
Credit Is a Privilege, Not a Human Right
Credit Is a Privilege, Not a Human Right
Dear Mary: I've just discovered that my parents are being discriminated against because they don't have a credit card. It's a huge injustice if you discriminate due to ...
03-31-2022
Could You Go a Year Without Spending?
Could You Go a Year Without Spending?
A few years back, Eric and Donna Reed shopped for groceries and household products just once for an entire year. How on Earth? I know. That was my ...
03-16-2022
Date Night Can Be Inexpensive and Fun
Date Night Can Be Inexpensive and Fun
Dear Dave, We’re trying to get control of our finances by living on a budget. We also have about $18,000 in debt we're trying to pay off. My ...
03-8-2022
Which Bills to Pay First?
Which Bills to Pay First?
If you don't have enough money to pay all of your bills, which should you pay first, and which ones can slide for a while? That's the question ...
03-6-2022
These Debt Reduction Strategies Are Bad Ideas
These Debt Reduction Strategies Are Bad Ideas
Dear Dave, I’ve been seeing lots of ads lately for debt consolidation companies, debt settlement companies, and the HELOC. Are any of these methods for reducing debt a ...
02-24-2022
Opting for the Minimum Payment Changed My Life
Opting for the Minimum Payment Changed My Life
At the time, it seemed like a good idea. But going for the minimum payment option "just this one time" turned out to be the worst mistake of ...
02-23-2022