When the Ship is Sinking, Get Everybody In the Lifeboat
Dear Mary: My wife and I made a terrible mistake and bought a house that I don't think we can afford. We dumped all of our money from the sale ...
03-30-2023
Latest
Looking for a Student Loan Interest Deduction? You May Still Qualify
During the pandemic, students who had government student loans did not need to make any loan repayments. The interest was also stopped from accumulating, beginning Mar. 13, 2020. ...
02-15-2023
What Mortgage Company Changes Mean for Your Home Loan
It’s been a bumpy ride for mortgage companies lately. Some lenders have gone out of business, merged with other companies or narrowed their focus. And more changes are ...
02-14-2023
Spending: Where Travelers Go for Cosmetic Surgery
By Emma Patch From Kiplinger's Personal Finance Traveling abroad for lower-cost cosmetic procedures remains a burgeoning industry, and hundreds of thousands of Americans do so each year. Most ...
02-5-2023
How to Get Your Credit Score Above 800
One of the best things you can do for your finances is to have a good credit score. Having a good score will help you get some good ...
02-3-2023
Construction Loans—What You Need to Know
Are you thinking about building a home? Unless you have the cash on hand, you will need financing. Building a home is different than purchasing a home. You ...
02-2-2023
In Your Debt: How Couples Can Team up on Debt Repayment
Between financially helping his parents and losing income as a result of the COVID-19 pandemic, Jeremy Mazza landed into serious credit card debt. Relief came from a source ...
02-1-2023
What Does President Biden’s New Student Loan Repayment Plan Involve?
College graduates hope that a new student loan repayment plan recently proposed by President Joe Biden will be passed. The plan, proposed on Jan. 10, 2023, will bring ...
01-27-2023
Reaching the US Debt Ceiling Could Affect Social Security Benefits
On Jan. 19, 2023, the U.S. government again reached its debt ceiling. Congress sets the limit, and once reached, no more debt can be incurred without paying on ...
01-26-2023
Using Home Equity Credit? What Not to Do
A home equity line of credit (HELOC) uses your home’s equity to finance a variable interest-rate loan. You wouldn't have the money upfront like you would a conventional ...
01-23-2023
How to Tackle Holiday Debt in January
After years of being in debt, Rachel Kramer Bussel came to a realization: “If I don’t become proactive about it, I will be in debt for the rest ...
01-16-2023
Parents, Know Your Legal Responsibilities on Your Kids’ Credit Card Debt
By Steve Rosen From Tribune Content Agency Your teen had a great time using his credit card on holiday shopping sprees, so much so that he spent to ...
01-15-2023
Save Money With a Mortgage Rate Buydown
A mortgage is usually the most significant monthly expenditure that people have. The 28 percent rule is that a mortgage makes up about 28 percent of a monthly ...
01-13-2023
Millennial Money: 5 Tactics to Pay Buy Now, Pay Later Debt
Chances are that your “buy now, pay later” bill from the holiday season will arrive soon or has already made its debut. If you’re not financially prepared to ...
01-11-2023
Family Finances: Paying Down Your Credit Card Debt Is a Good New Year’s Resolution
By Sandra Block From Kiplinger's Personal Finance Carrying a balance has always been costly, but it’s particularly expensive now. The average credit card interest rate in mid-December was ...
01-10-2023
Answers to Your Questions on Credit Unions, Banks, and Deadbeat Parents
Credit Unions Versus Banks Dear Mary: What's the difference between a bank and a credit union? —Justina Dear Justina: Great question! A bank is a for-profit financial business ...
01-10-2023
Family Finances: Starting the New Year Without Guilt
By Emma Patch From Kiplinger's Personal Finance Scarlett Cochran, author of “It’s Not About the Money: A Proven Path to Building Wealth and Living the Rich Life You ...
01-7-2023
Should You Choose a Zero Percent APR Loan on a New Vehicle?
Borrowing money for nothing sounds like a good deal. Zero percent financing on a new vehicle allows you to borrow money without paying interest or bank fees. But ...
01-6-2023
Money Mistakes Many People Make Before Refinancing Their Home
Just as deciding when to take advantage of 4th and goal, refinancing a home has many opportunities and pitfalls. The reason you might consider a refinance is that ...
01-5-2023
How to Change Your Money Mindset in 2023, According to This Couple Who Paid Off More Than $100,000 in Debt
By Amanda Breen It was 2017, the year before they got married, when Ali and Josh Lupo took a serious look at their finances—and realized they owed more ...
01-3-2023
Subsidized vs. Unsubsidized Student Loans: Which One Is Better? Here’s What You Need to Know.
By Entrepreneur Staff A college education in the United States might be expensive, but it's still accessible to many American students thanks to federal student loans. The only ...
12-27-2022
Tax Refund: Not a Good Thing
A friend of mine is the comptroller of a small corporation. As such, she is required to handle all aspects of that company's finances including payroll. She takes ...
12-26-2022
How to Make Holiday Returns With Buy Now, Pay Later
Shoppers who used “buy now pay later” to help finance gifts this holiday season may soon encounter an unwelcome surprise: Returns can be more challenging than when buying ...
12-25-2022