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New banking rules promise easier credit but fewer protections.

Apply early—the Education Department is processing forms despite the shutdown.

Saving money is like magic because it changes your attitude and calms your fears.

Missing three mortgage payments can trigger foreclosure, but timelines and rules vary by lender and state.

Liens can quietly tie up your property—until debts are paid.

Even with insurance, medical bills can pile up fast.

Although you may be using your home equity to pay down debt or do home improvements, it’s important that you know the facts.