If you’re spending more than you make, you are asking for trouble, and it will eventually find you.
That said, there’s a limit to how much money you can save. Many of us have fixed expenses that can’t easily be changed, given the structures of our lives and the places we live. There are also quickly diminishing returns to spending less once you get rid of the obvious excess. How much are you really going to save by turning off lights, air-drying laundry, or taking shorter showers?
