Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
The Hidden Business Debt: Business Expenses on Consumer Credit Cards Risk
Using your personal credit card for your business can cause unintended consequences.
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How to Avoid the Medicare IRMAA Premium Hit
Smart moves can help you dodge costly Medicare surcharges.
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Average US Long-Term Mortgage Rate Jumps to 6.38 Percent
The increase represents the highest in six months, according to a survey by Freddie Mac.
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New York Fed Flags Sports Betting as a Growing Risk to US Consumer Credit Health
‘Following the legalization of sports betting in a state, credit delinquencies increase, driven by those under 40 years old,’ economists said.
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Fannie Mae Opens Door to Crypto-Backed Home Loans
A new product allows borrowers to pledge bitcoin or USD Coin to secure a second loan for a down payment on Fannie Mae-eligible home loans.
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How to Convert Your 401(k) Into a Reliable Monthly Paycheck
These steps can turn your hard-working 401(k) into steady cash flow.
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7 Frugal Habits to Keep Even When You’re Rich
Even after reaching financial security, smart frugal habits are still worth keeping.
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What Is the Future of Retirement With Social Security?
Without changes, Social Security may not pay full benefits by 2033.
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Retirees, Should You Take RMDs Early in the Year or Wait?
When you take your RMD—early, late, or in installments—can impact taxes, returns, and risk.
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Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds
Inflation still threatens fixed incomes in 2026; this guide explains how TIPS and I-Bonds can help protect your purchasing power.
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Stocks Slip, Oil Holds Above $100 as Iran Tensions Cloud Sentiment
Investor sentiment weakened as Iran denied negotiations and renewed strikes with Israel, keeping oil elevated and equities under pressure.
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Should You Put Your House in a Trust?
Putting your home in a trust can help avoid probate and protect assets, but it comes with costs, complexity, and potential loss of control.
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IRS Data Show Average Tax Refund Up 10.8 Percent This Year
The average refund for individual filers for 2026 was $3,623, up from $3,271, according to the IRS.
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The Manufacturing Exit: Tax-Efficient Strategies for the 2026 Great Wealth Transfer
Early tax planning and the right deal structure can significantly reduce taxes when selling a manufacturing business.
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How Do We Spend a $250K Inheritance?
A $250K inheritance forces a choice: lifestyle upgrade or long-term investment.
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Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies
The 4 percent rule may be outdated—consider guardrails, buckets, or income floors to protect your retirement.
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Trump Backs Changes to Health Savings Accounts–What to Know
Some lawmakers want to breathe new life into an old idea by expanding the use of Health Savings Accounts.
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Working While You’re Collecting Social Security
Early Social Security claims may shrink your benefits—here’s what to know before you file.
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4 Strategies for an Organized Tax Season
Stay organized and plan ahead to save money and reduce tax-time stress.
|
The 2026 Medicare Horizon: Projections for Health Care Costs
Rising health care costs are putting retirement savings to the test—can your plan keep up?
|
The Hidden Business Debt: Business Expenses on Consumer Credit Cards Risk
Using your personal credit card for your business can cause unintended consequences.
|
How to Avoid the Medicare IRMAA Premium Hit
Smart moves can help you dodge costly Medicare surcharges.
|
Average US Long-Term Mortgage Rate Jumps to 6.38 Percent
The increase represents the highest in six months, according to a survey by Freddie Mac.
|
New York Fed Flags Sports Betting as a Growing Risk to US Consumer Credit Health
‘Following the legalization of sports betting in a state, credit delinquencies increase, driven by those under 40 years old,’ economists said.
|
Fannie Mae Opens Door to Crypto-Backed Home Loans
A new product allows borrowers to pledge bitcoin or USD Coin to secure a second loan for a down payment on Fannie Mae-eligible home loans.
|
How to Convert Your 401(k) Into a Reliable Monthly Paycheck
These steps can turn your hard-working 401(k) into steady cash flow.
|
7 Frugal Habits to Keep Even When You’re Rich
Even after reaching financial security, smart frugal habits are still worth keeping.
|
What Is the Future of Retirement With Social Security?
Without changes, Social Security may not pay full benefits by 2033.
|
Retirees, Should You Take RMDs Early in the Year or Wait?
When you take your RMD—early, late, or in installments—can impact taxes, returns, and risk.
|
Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds
Inflation still threatens fixed incomes in 2026; this guide explains how TIPS and I-Bonds can help protect your purchasing power.
|
Stocks Slip, Oil Holds Above $100 as Iran Tensions Cloud Sentiment
Investor sentiment weakened as Iran denied negotiations and renewed strikes with Israel, keeping oil elevated and equities under pressure.
|
Should You Put Your House in a Trust?
Putting your home in a trust can help avoid probate and protect assets, but it comes with costs, complexity, and potential loss of control.
|
IRS Data Show Average Tax Refund Up 10.8 Percent This Year
The average refund for individual filers for 2026 was $3,623, up from $3,271, according to the IRS.
|
The Manufacturing Exit: Tax-Efficient Strategies for the 2026 Great Wealth Transfer
Early tax planning and the right deal structure can significantly reduce taxes when selling a manufacturing business.
|
How Do We Spend a $250K Inheritance?
A $250K inheritance forces a choice: lifestyle upgrade or long-term investment.
|
Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies
The 4 percent rule may be outdated—consider guardrails, buckets, or income floors to protect your retirement.
|
Trump Backs Changes to Health Savings Accounts–What to Know
Some lawmakers want to breathe new life into an old idea by expanding the use of Health Savings Accounts.
|
Working While You’re Collecting Social Security
Early Social Security claims may shrink your benefits—here’s what to know before you file.
|
4 Strategies for an Organized Tax Season
Stay organized and plan ahead to save money and reduce tax-time stress.
|
The 2026 Medicare Horizon: Projections for Health Care Costs
Rising health care costs are putting retirement savings to the test—can your plan keep up?
|