Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond
If retirement feels too close and savings feel too small, catch-up contributions can help you close the gap faster.
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Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
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Protect Yourself From Homeowner Scams
Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.
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What Is the Federal Funds Rate?
Understanding the federal funds rate helps explain why interest rates rise and fall across the economy.
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Is $1.26 Million Enough to Retire? What the 2025 Numbers Say
The $1.26 million retirement target may be trending lower, but inflation, lifestyle, and income risks still demand careful planning.
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Credit Card Stocks Fall on Trump’s Interest Rate Cap Proposal
While the plan might squeeze credit card issuers, advocates say it would benefit average consumers.
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What to Know About New IRS Changes to FSA Contribution Limits for 2026
Higher IRS limits make FSAs a smart way to cover health and dependent care costs with tax-free dollars—if you use them wisely.
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The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
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DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
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7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
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US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
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You Can Travel and Work Remotely
If your job is remote, the road can be your office—provided you plan ahead for schedules, connectivity, and logistics.
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7 Things You May Not Know About Dividends
Dividends can support growth or income, but how you use them matters for taxes and long-term outcomes.
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Rude Tipping Habits You May Not Realize You Do
Tipping isn’t universal, but in the United States, how you tip matters as much as how much.
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Is 2026 Your Year to Retire?
Retirement readiness is about more than hitting a number—it’s about resilience, planning, and purpose.
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Understanding Financial Planning in a Divorce
How to safeguard your finances, accounts, and retirement plans when ending a marriage.
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The 2025 Tax Game-Changer: What Retirees Need to Know Now
New rules from the One Big Beautiful Bill Act and SECURE 2.0 create both tax breaks and planning challenges.
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New Year’s Gas Prices 23 Cents Cheaper Than a Year Ago in US
AAA data show the national average price for regular gasoline fell again as 2026 began, extending a broad nationwide decline.
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Should You Max Out Your 401(k)? We’ve Got Answers
Maxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.
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New Year Retirement Tips
As the New Year begins, here are key retirement actions to review and consider now.
|
Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond
If retirement feels too close and savings feel too small, catch-up contributions can help you close the gap faster.
|
Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
|
Protect Yourself From Homeowner Scams
Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.
|
What Is the Federal Funds Rate?
Understanding the federal funds rate helps explain why interest rates rise and fall across the economy.
|
Is $1.26 Million Enough to Retire? What the 2025 Numbers Say
The $1.26 million retirement target may be trending lower, but inflation, lifestyle, and income risks still demand careful planning.
|
Credit Card Stocks Fall on Trump’s Interest Rate Cap Proposal
While the plan might squeeze credit card issuers, advocates say it would benefit average consumers.
|
What to Know About New IRS Changes to FSA Contribution Limits for 2026
Higher IRS limits make FSAs a smart way to cover health and dependent care costs with tax-free dollars—if you use them wisely.
|
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
|
DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
|
7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
|
US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
|
You Can Travel and Work Remotely
If your job is remote, the road can be your office—provided you plan ahead for schedules, connectivity, and logistics.
|
7 Things You May Not Know About Dividends
Dividends can support growth or income, but how you use them matters for taxes and long-term outcomes.
|
Rude Tipping Habits You May Not Realize You Do
Tipping isn’t universal, but in the United States, how you tip matters as much as how much.
|
Is 2026 Your Year to Retire?
Retirement readiness is about more than hitting a number—it’s about resilience, planning, and purpose.
|
Understanding Financial Planning in a Divorce
How to safeguard your finances, accounts, and retirement plans when ending a marriage.
|
The 2025 Tax Game-Changer: What Retirees Need to Know Now
New rules from the One Big Beautiful Bill Act and SECURE 2.0 create both tax breaks and planning challenges.
|
New Year’s Gas Prices 23 Cents Cheaper Than a Year Ago in US
AAA data show the national average price for regular gasoline fell again as 2026 began, extending a broad nationwide decline.
|
Should You Max Out Your 401(k)? We’ve Got Answers
Maxing out your 401(k) isn’t always the smartest move. Here’s how to balance growth with flexibility.
|
New Year Retirement Tips
As the New Year begins, here are key retirement actions to review and consider now.
|