Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
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Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
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Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
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Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
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Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
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What Happens to Your Finances When You Die Without a Will?
Dying without a will means state law decides who gets your assets.
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Why Index Funds and ETFs Are Good for Retirees
As retirement nears, many investors rethink their portfolios—and ETFs or traditional index funds often come out on top.
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Restaurants Use Tips to Cut Labor Costs
That tip on your dinner bill might not be going where you think. Employers can legally apply it toward wages, fees, and even labor costs.
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The Smartest Ways to Pay for a Major Home Renovation
Check savings, debt, and credit before starting. Focus on what you can afford.
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What to Know About Obamacare Rates for 2026
Some analysts dispute the warning of catastrophic rate increases for millions of Americans, though underlying costs are rising rapidly.
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US Consumer Credit Profiles Diverge as Both Low- and High-Risk Borrowers Rise
The average credit card debt was $6,523 in the third quarter—the highest in the past three years, TransUnion reported.
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Top High-Yield ETFs to Boost Passive Income During Retirement
Dividend exchange-traded funds (ETFs) offer retirees steady income, low costs, and instant diversification for hands-off investing.
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Take a Bite out of Dental Costs
Losing employer dental coverage in retirement can be costly. Here are smart ways to save on care.
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Mortgage Interest Deduction: The Limit and How It Works
The mortgage interest deduction can cut your taxes, but only if you itemize and meet IRS limits.
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Trump Seeking Court Guidance on Funding Food Stamps Amid Shutdown
The USDA has maintained that tapping the reserve would violate the Antideficiency Act.
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8 Smart Ways to Beat Inflation This Year
Smart, consistent action today can keep your finances strong, no matter how high prices climb.
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Obamacare Open Enrollment Starts Now: What to Know
Despite expiring enhanced subsidies, prices will remain low for most customers, according to government estimates.
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Navigating the Risks in the S&P 500
The S&P 500 drives the market—but heavy tech exposure and valuation risks make diversification essential.
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How to Plan Your First International Trip After Retirement
Your first international trip after retirement can be life-changing—but it takes planning.
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With SNAP Benefits Set to Expire, Here Are 6 Ways to Stretch Your Food Budget
As the loss of federal food aid looms, experts offer tips for those looking to provide adequate nutrition on a reduced budget.
|
Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
|
Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
|
Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
|
Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
|
Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
|
What Happens to Your Finances When You Die Without a Will?
Dying without a will means state law decides who gets your assets.
|
Why Index Funds and ETFs Are Good for Retirees
As retirement nears, many investors rethink their portfolios—and ETFs or traditional index funds often come out on top.
|
Restaurants Use Tips to Cut Labor Costs
That tip on your dinner bill might not be going where you think. Employers can legally apply it toward wages, fees, and even labor costs.
|
The Smartest Ways to Pay for a Major Home Renovation
Check savings, debt, and credit before starting. Focus on what you can afford.
|
What to Know About Obamacare Rates for 2026
Some analysts dispute the warning of catastrophic rate increases for millions of Americans, though underlying costs are rising rapidly.
|
US Consumer Credit Profiles Diverge as Both Low- and High-Risk Borrowers Rise
The average credit card debt was $6,523 in the third quarter—the highest in the past three years, TransUnion reported.
|
Top High-Yield ETFs to Boost Passive Income During Retirement
Dividend exchange-traded funds (ETFs) offer retirees steady income, low costs, and instant diversification for hands-off investing.
|
Take a Bite out of Dental Costs
Losing employer dental coverage in retirement can be costly. Here are smart ways to save on care.
|
Mortgage Interest Deduction: The Limit and How It Works
The mortgage interest deduction can cut your taxes, but only if you itemize and meet IRS limits.
|
Trump Seeking Court Guidance on Funding Food Stamps Amid Shutdown
The USDA has maintained that tapping the reserve would violate the Antideficiency Act.
|
8 Smart Ways to Beat Inflation This Year
Smart, consistent action today can keep your finances strong, no matter how high prices climb.
|
Obamacare Open Enrollment Starts Now: What to Know
Despite expiring enhanced subsidies, prices will remain low for most customers, according to government estimates.
|
Navigating the Risks in the S&P 500
The S&P 500 drives the market—but heavy tech exposure and valuation risks make diversification essential.
|
How to Plan Your First International Trip After Retirement
Your first international trip after retirement can be life-changing—but it takes planning.
|
With SNAP Benefits Set to Expire, Here Are 6 Ways to Stretch Your Food Budget
As the loss of federal food aid looms, experts offer tips for those looking to provide adequate nutrition on a reduced budget.
|