Personal Finance
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Personal Finance | LATEST STORIES
Why Merchants Could Start to Decline Reward Credit Cards
The most consequential part of the proposal centers on the long-standing ‘honor all cards’ rule.
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How to Plan Charitable Giving in 2025 for Maximum Tax Benefits
A last-chance guide to making smarter charitable gifts in 2025 before stricter 2026 tax rules take effect.
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Full SNAP Benefits to Be Restored by Monday, Agriculture Secretary Says
Rollins said states are responsible for distributing the restored benefits through their own systems.
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IRS Raises 401(k) Contribution Limits for 2026 as Cost-of-Living Adjustments Take Effect
New caps boost how much workers can save in 401(k)s, IRAs, SIMPLE plans, and other retirement accounts next year.
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Underwater Mortgages Rise to 3-Year High Amid Cooling US Housing Market
Data also show the number of highly qualified refinance candidates rose to 1.7 million in late October, the largest since early 2022.
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5 Things to Consider Now If You Want to Retire in 2026
Planning to retire in 2026? Start now with Social Security, Medicare, budgeting, and lifestyle prep.
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Subprime Borrowers Default on Auto Loans in Record Numbers: Report
Lenders have become increasingly willing to underwrite auto loans to subprime borrowers, Cox Automotive said.
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New-Home Mortgage Applications Rise to 2-Month High: Survey
The increase came as mortgage rates ticked up to 6.34 percent.
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Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board
Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.
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Visa, Mastercard Reach Settlement in 20-Year Feud: What This Means for Shoppers and Merchants
Under the agreement, merchants would be allowed to turn down premium rewards cards, which typically carry higher processing fees.
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Managing Money for a Loved One Who Can’t
A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.
|
The Key to a Winning 401(k)
Starting earlier and saving more has a far greater impact on retirement outcomes.
|
Smart Strategies for Paying Your Child an Allowance
An allowance can be a powerful tool for teaching kids how to earn, budget, save, and manage money as they grow.
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Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
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Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
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Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
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Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
|
Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
|
Why Merchants Could Start to Decline Reward Credit Cards
The most consequential part of the proposal centers on the long-standing ‘honor all cards’ rule.
|
How to Plan Charitable Giving in 2025 for Maximum Tax Benefits
A last-chance guide to making smarter charitable gifts in 2025 before stricter 2026 tax rules take effect.
|
Full SNAP Benefits to Be Restored by Monday, Agriculture Secretary Says
Rollins said states are responsible for distributing the restored benefits through their own systems.
|
IRS Raises 401(k) Contribution Limits for 2026 as Cost-of-Living Adjustments Take Effect
New caps boost how much workers can save in 401(k)s, IRAs, SIMPLE plans, and other retirement accounts next year.
|
Underwater Mortgages Rise to 3-Year High Amid Cooling US Housing Market
Data also show the number of highly qualified refinance candidates rose to 1.7 million in late October, the largest since early 2022.
|
5 Things to Consider Now If You Want to Retire in 2026
Planning to retire in 2026? Start now with Social Security, Medicare, budgeting, and lifestyle prep.
|
Subprime Borrowers Default on Auto Loans in Record Numbers: Report
Lenders have become increasingly willing to underwrite auto loans to subprime borrowers, Cox Automotive said.
|
New-Home Mortgage Applications Rise to 2-Month High: Survey
The increase came as mortgage rates ticked up to 6.34 percent.
|
Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board
Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.
|
Visa, Mastercard Reach Settlement in 20-Year Feud: What This Means for Shoppers and Merchants
Under the agreement, merchants would be allowed to turn down premium rewards cards, which typically carry higher processing fees.
|
Managing Money for a Loved One Who Can’t
A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.
|
The Key to a Winning 401(k)
Starting earlier and saving more has a far greater impact on retirement outcomes.
|
Smart Strategies for Paying Your Child an Allowance
An allowance can be a powerful tool for teaching kids how to earn, budget, save, and manage money as they grow.
|
Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
|
Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
|
Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
|
Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
|
Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
|