Personal Finance
Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times
Personal Finance | LATEST STORIES
The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
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Is Direct Primary Care Right for You?
With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.
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3 Big Changes for Retirement Planning This Year
New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.
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Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself
Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.
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What’s a ‘Good Enough’ Financial Plan?
You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.
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Congress Not Needed to Issue $2,000 Tariff Rebate Checks, Trump Says
President Donald Trump commits to rebate checks and paying down the national debt with tariff revenues.
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4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
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How Much Would a $50,000 HELOC Cost Each Month?
A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.
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How to Conduct Your Own Portfolio Makeover
A structured approach to checking your portfolio’s health, from asset allocation to tax efficiency.
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Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond
If retirement feels too close and savings feel too small, catch-up contributions can help you close the gap faster.
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Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
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Protect Yourself From Homeowner Scams
Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.
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What Is the Federal Funds Rate?
Understanding the federal funds rate helps explain why interest rates rise and fall across the economy.
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Is $1.26 Million Enough to Retire? What the 2025 Numbers Say
The $1.26 million retirement target may be trending lower, but inflation, lifestyle, and income risks still demand careful planning.
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Credit Card Stocks Fall on Trump’s Interest Rate Cap Proposal
While the plan might squeeze credit card issuers, advocates say it would benefit average consumers.
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What to Know About New IRS Changes to FSA Contribution Limits for 2026
Higher IRS limits make FSAs a smart way to cover health and dependent care costs with tax-free dollars—if you use them wisely.
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The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
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DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
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7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
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US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
|
The Right Investments for Retirees
Smart income and growth strategies can help your retirement savings last.
|
Is Direct Primary Care Right for You?
With new rules allowing HSA funds to cover membership fees, direct primary care is becoming more accessible in 2026.
|
3 Big Changes for Retirement Planning This Year
New retirement rules for 2026 could affect how you save, contribute and manage taxes—here are three key changes to know.
|
Do You Have Percentage-Based Deductibles on Your Home? Prepare Yourself
Understanding percentage deductibles is key to avoiding costly surprises in homeowners insurance.
|
What’s a ‘Good Enough’ Financial Plan?
You don’t need to optimize every choice—simple portfolios, automation, and fewer accounts can be enough to build lasting wealth.
|
Congress Not Needed to Issue $2,000 Tariff Rebate Checks, Trump Says
President Donald Trump commits to rebate checks and paying down the national debt with tariff revenues.
|
4 Tax Strategies for High Earners Nearing Retirement
As retirement nears, proactive tax planning can make the difference between keeping more of your wealth or losing it to taxes.
|
How Much Would a $50,000 HELOC Cost Each Month?
A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.
|
How to Conduct Your Own Portfolio Makeover
A structured approach to checking your portfolio’s health, from asset allocation to tax efficiency.
|
Catch-Up Contributions: Maximizing Your Savings If You’re Over 50 in 2026 and Beyond
If retirement feels too close and savings feel too small, catch-up contributions can help you close the gap faster.
|
Revocable Trust or Irrevocable Trust: Which Is Right for You?
Choosing the right living trust depends on how much control, protection, and flexibility you need.
|
Protect Yourself From Homeowner Scams
Scammers prey on struggling homeowners with false promises that can lead to lost equity and foreclosure.
|
What Is the Federal Funds Rate?
Understanding the federal funds rate helps explain why interest rates rise and fall across the economy.
|
Is $1.26 Million Enough to Retire? What the 2025 Numbers Say
The $1.26 million retirement target may be trending lower, but inflation, lifestyle, and income risks still demand careful planning.
|
Credit Card Stocks Fall on Trump’s Interest Rate Cap Proposal
While the plan might squeeze credit card issuers, advocates say it would benefit average consumers.
|
What to Know About New IRS Changes to FSA Contribution Limits for 2026
Higher IRS limits make FSAs a smart way to cover health and dependent care costs with tax-free dollars—if you use them wisely.
|
The Best Tax Moves to Make Before You Retire
Smart tax planning before retirement can help you manage RMDs, reduce taxes, and keep more of your savings.
|
DIY Home Security Upgrades That Can Lower Your Insurance Premium
Simple DIY home security upgrades can protect your home, deter break-ins, and even lower your home insurance premiums.
|
7 Proven Money Mindset Shifts to Save More and Stress Less
Saving money isn’t about deprivation—it’s about adopting a mindset that makes wealth-building feel empowering.
|
US Treasury Implementing Trump-Backed ‘No Tax’ on Car Loan Interest, Bessent Says
The guidance said that new vehicles eligible for the tax deduction include those with final assembly in the United States.
|