As humans, we’re wired for growth. But (and it’s a big ol' “but”) we’re also prone to laziness, apathy, impulse, stress, and guilt. And right about now is when most of us have let our January resolutions fall by the wayside—especially the financial ones.
You see, on the road to accomplishing money goals, there are a thousand distractions, shortcuts, opinions, excuses, and traps along the way. Maybe you had committed to paying off some debt, getting on a budget, working a second job, or eating out less. But then you had a flat tire. And the HVAC system bit the dust. And inflation went through the roof. And the stock market went into a free fall. Maybe you’ve slipped back into old money habits or feel like this just “isn’t your year” to hit those money goals.
