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A Social Security Pop Quiz

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A Social Security Pop Quiz
It's time to see how much you've learned. Renae Wang
Tom Margenau
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OK, class. You’ve been reading my column for a number of years now. It’s time to see how much you’ve learned. So put on your thinking caps, get out your No. 2 pencils, and good luck with this short pop quiz.

Question 1: How many years of earnings are used to compute a Social Security retirement benefit? And are your actual earnings used, or a variation of those earnings?

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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