Budgets are like training wheels: They help you get moving and offer you confidence as you learn how to balance.
I wish I could come up with a better word than “budget” for managing money. While I’ve made peace with the word, it still conjures up synonyms like whip, drudgery, and cruel master. Personally, I prefer the more elegant term, “spending plan,” but for now, because budget is so universally understood, let’s just go with it, all preconceived notions aside.
