Dear Dave,
I’ve been seeing lots of ads lately for debt consolidation companies, debt settlement companies, and the HELOC. Are any of these methods for reducing debt a good idea?
There are no real "quick and easy" ways to get out of debt. Hananeko_Studio/Shutterstock
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Dave Ramsey
Author
Dave Ramsey is CEO of Ramsey Solutions, host of "The Dave Ramsey Show," and author of best-sellers including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.
