The Miserly Social Security Death Benefit

The Miserly Social Security Death Benefit
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Tom Margenau
Updated:

About a month ago, I wrote a column explaining what family members need to do when a loved one who was getting Social Security benefits dies. I primarily discussed what might need to be done about returning the last Social Security check (depending on the timing of the death). I also used that column to help a surviving spouse know what possible widow’s (or widower’s) benefits might be due and how to apply for them.

And I only briefly mentioned the $255 “death benefit” that is sometimes payable. I guess that was a mistake because I got lots of follow-up emails asking me about that most miserly of all Social Security benefits. It has an interesting history.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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