Social Security Rules I Can’t Explain

Social Security Rules I Can’t Explain
Some social security laws are difficult even for social security experts to figure out. Dmytro Zinkevych/Shutterstock
Tom Margenau
Updated:

I really get upset when readers tell me that they talked to a Social Security Administration employee hoping to get an understanding of some confusing Social Security rule and the only reply they got was this: “It’s the law.” In my opinion, that’s a bad answer. People should be given a reason why a particular Social Security law exists in the first place.

I’ve always prided myself on not just knowing Social Security rules and regulations, but on being able to explain the reasoning behind the laws, many of which some people (even SSA employees) find confusing and perplexing. That’s why, while I still worked for the SSA, I used to conduct a training session for employees I simply called “Rationale.” And in that class, I provided the rationale behind rules and laws that were sometimes difficult to understand. (And judging by the number of “It’s the law” responses that readers tell me they get from SSA employees, maybe somebody at the agency needs to pick up where I left off when I retired 18 years ago!)

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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