Personal Finance
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Personal Finance | LATEST STORIES
Subprime Borrowers Default on Auto Loans in Record Numbers: Report
Lenders have become increasingly willing to underwrite auto loans to subprime borrowers, Cox Automotive said.
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New-Home Mortgage Applications Rise to 2-Month High: Survey
The increase came as mortgage rates ticked up to 6.34 percent.
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Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board
Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.
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Visa, Mastercard Reach Settlement in 20-Year Feud: What This Means for Shoppers and Merchants
Under the agreement, merchants would be allowed to turn down premium rewards cards, which typically carry higher processing fees.
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Managing Money for a Loved One Who Can’t
A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.
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The Key to a Winning 401(k)
Starting earlier and saving more has a far greater impact on retirement outcomes.
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Smart Strategies for Paying Your Child an Allowance
An allowance can be a powerful tool for teaching kids how to earn, budget, save, and manage money as they grow.
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Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
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Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
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Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
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Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
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Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
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What Happens to Your Finances When You Die Without a Will?
Dying without a will means state law decides who gets your assets.
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Why Index Funds and ETFs Are Good for Retirees
As retirement nears, many investors rethink their portfolios—and ETFs or traditional index funds often come out on top.
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Restaurants Use Tips to Cut Labor Costs
That tip on your dinner bill might not be going where you think. Employers can legally apply it toward wages, fees, and even labor costs.
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The Smartest Ways to Pay for a Major Home Renovation
Check savings, debt, and credit before starting. Focus on what you can afford.
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What to Know About Obamacare Rates for 2026
Some analysts dispute the warning of catastrophic rate increases for millions of Americans, though underlying costs are rising rapidly.
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US Consumer Credit Profiles Diverge as Both Low- and High-Risk Borrowers Rise
The average credit card debt was $6,523 in the third quarter—the highest in the past three years, TransUnion reported.
|
Top High-Yield ETFs to Boost Passive Income During Retirement
Dividend exchange-traded funds (ETFs) offer retirees steady income, low costs, and instant diversification for hands-off investing.
|
Subprime Borrowers Default on Auto Loans in Record Numbers: Report
Lenders have become increasingly willing to underwrite auto loans to subprime borrowers, Cox Automotive said.
|
New-Home Mortgage Applications Rise to 2-Month High: Survey
The increase came as mortgage rates ticked up to 6.34 percent.
|
Fewer Trips, Tighter Wallets: Holiday Travel Demand Cools Across the Board
Americans, including high earners, plan fewer and cheaper holiday trips amid financial worries.
|
Visa, Mastercard Reach Settlement in 20-Year Feud: What This Means for Shoppers and Merchants
Under the agreement, merchants would be allowed to turn down premium rewards cards, which typically carry higher processing fees.
|
Managing Money for a Loved One Who Can’t
A guide to preparing, organizing, and managing a loved one’s finances as a caregiver.
|
The Key to a Winning 401(k)
Starting earlier and saving more has a far greater impact on retirement outcomes.
|
Smart Strategies for Paying Your Child an Allowance
An allowance can be a powerful tool for teaching kids how to earn, budget, save, and manage money as they grow.
|
Should You Open a Roth IRA for Your Child?
Opening a custodial Roth IRA for your child with earned income can be a great way to show them the value of compound interest at a very young age.
|
Financial Advisors Don’t Talk About These 9 Things
Most advisors give the same basic guidance—but real wealth comes from choices they rarely mention.
|
Beyond ‘No Tax on Tips’: 7 Key OBBB Provisions for Individual Taxpayers
The One Big Beautiful Bill Act updated the tax code with bigger deductions and new credits to help reduce your overall tax burden.
|
Your Questions About QCDs
Key QCD rules for 2025: higher limits, new one-time gifting option, and important tax traps.
|
Taxpayers Offered Penalty Relief Regarding Cash Tip, Overtime Reporting: IRS
Tax year 2025 will be considered a transitory period while new changes are rolled out under the One Big Beautiful Bill Act.
|
What Happens to Your Finances When You Die Without a Will?
Dying without a will means state law decides who gets your assets.
|
Why Index Funds and ETFs Are Good for Retirees
As retirement nears, many investors rethink their portfolios—and ETFs or traditional index funds often come out on top.
|
Restaurants Use Tips to Cut Labor Costs
That tip on your dinner bill might not be going where you think. Employers can legally apply it toward wages, fees, and even labor costs.
|
The Smartest Ways to Pay for a Major Home Renovation
Check savings, debt, and credit before starting. Focus on what you can afford.
|
What to Know About Obamacare Rates for 2026
Some analysts dispute the warning of catastrophic rate increases for millions of Americans, though underlying costs are rising rapidly.
|
US Consumer Credit Profiles Diverge as Both Low- and High-Risk Borrowers Rise
The average credit card debt was $6,523 in the third quarter—the highest in the past three years, TransUnion reported.
|
Top High-Yield ETFs to Boost Passive Income During Retirement
Dividend exchange-traded funds (ETFs) offer retirees steady income, low costs, and instant diversification for hands-off investing.
|