By Kathryn Pomroy
From Kiplinger’s Personal Finance
As of 2026, if you’re 50 or older and made more than $150,000 last year, any catch-up contributions you make to your 401(k) must go into a Roth 401(k) account with after-tax dollars.
Why a Forced Roth Could Be a Boon for Your Retirement?
New Roth 401(k) catch-up rules may sting now but could boost retirement wealth later.
The change, a result of the SECURE 2.0 Act, can affect how you plan for retirement. Dreamstime/TCA
