Where to Shop for Auto Insurance

There are several ways to get quotes. Dreamstime/TNS

By David Rodeck From Kiplinger’s Personal Finance

If you’ve decided it’s time to test the market for your auto insurance, you have several ways to get quotes and see what’s out there:

An Agent With a Major Insurer

One option is to reach out to an agent representing one of the major insurers, such as Allstate, Liberty Mutual or State Farm. They are known as “captive agents” because they only sell products for one insurer. This contrasts with an independent agent, who will typically represent about 12 to 15 different insurance companies.