So you’ve made a resolution to take control of your money this year—that’s amazing. A huge part of building new habits in any area of your life is just deciding you’re going to do it, so you’ve already gotten a big step out of the way. I know getting your finances in order can feel big and overwhelming, but we’re going to break it down in a way that’s simple and manageable. And one of the most important things you need as you get started on your financial journey in 2023 is ... drumroll, please ... a budget!
The word budget might kind of sound like a buzzkill if you’ve never done one before. If you’re on a budget, that means you can’t spend any money, right? Wrong! A budget actually gives you the freedom to spend because you’ve already decided ahead of time exactly how you’re going to use your money. Once you’ve set the boundaries, you give yourself permission to spend within those boundaries. And that means way less stress, guilt, and confusion around money. What a relief.
