By Kimberly Lankford
From Kiplinger’s Personal Finance
Retiring early gives you more time to enjoy life while you’re younger and healthier, but it also has some complications: You’ll pay a penalty if you withdraw money from most retirement savings plans before age 59 1/2. You’ll need to find health insurance to cover you until you’re eligible for Medicare at 65. Your retirement savings may need to last through a period almost as long as your working years, and figuring out whether you have enough can be difficult.
