This is going to be a column about DACs. And what’s that? It’s the abbreviation the Social Security Administration uses to refer to “disabled adult children.” Here is some background.
Since almost the beginning of the Social Security program in the 1930s, minor children have qualified for benefits on a retiree’s record. A child gets an amount equal to one half of the retiree’s full retirement age benefit rate, subject to rules that limit how much a family with children can get in total monthly benefits. (Those rules are too messy to explain in today’s column.)
