Questions From Young Widows

Questions From Young Widows
Social security benefits are important to everybody, including businessmen who operate their own businesses. Rawpixel.com/Shutterstock
Tom Margenau
Updated:

Last week, I answered questions about Social Security widow’s benefits. But I ran out of column space before I ran out of questions to answer. So this week, more questions and answers about widows. Last week’s questions were mostly from older women in their 70s and 80s. Today’s questions come from younger widows.

Q: My husband recently died at age 45. I am also 45. We have three children, ages 11, 14, and 16. I called the Social Security office to file for benefits for the kids. But I got all confused when the agent started talking about what he called “mother’s benefits” and maximum family benefits and benefits stopping at age 16. I thought the kids get checks until they are 18. Can you help me understand what is going on?
Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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