Last week, I answered questions about Social Security widow’s benefits. But I ran out of column space before I ran out of questions to answer. So this week, more questions and answers about widows. Last week’s questions were mostly from older women in their 70s and 80s. Today’s questions come from younger widows.
Q: My husband recently died at age 45. I am also 45. We have three children, ages 11, 14, and 16. I called the Social Security office to file for benefits for the kids. But I got all confused when the agent started talking about what he called “mother’s benefits” and maximum family benefits and benefits stopping at age 16. I thought the kids get checks until they are 18. Can you help me understand what is going on?