I often feel guilty if I write a column that essentially repeats information I’ve given in past columns. But readers often remind me that I shouldn’t worry about that. For example, today I got an email that said something such as this: “I know you’ve covered this topic before. But I’ve forgotten most of what you said, and now we are at the point where it applies to us, so could you repeat it?”
He was talking about senior citizens and Social Security disability benefits. Specifically, he said his wife has been getting disability benefits since she was in her late 50s. As she is now reaching age 65, he asked when she should file for “real Social Security.”
