Nothing That Special About Age 70

Nothing That Special About Age 70
Many people wait until 70 to draw their first Social Security check. Lane V. Erickson/Shutterstock
Tom Margenau
Updated:

I wrote a recent column in which I pointed out that waiting until 70 to start your Social Security, which is the mantra of almost everyone who is trying to “maximize” their retirement benefit, is not always the smartest move.

But still many people insist on waiting until that alleged magic age to draw their first Social Security check. Today’s questions come from these folks.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
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