I usually like to have a theme to my columns. For example, I might write a column that centers on widow’s benefits. Or another column might explain the Social Security disability program. But today, I’m just going to reach into my mailbag (well, actually, I’m opening up my email folder), and I’m just going to answer random questions.
Q: I was planning to start my Social Security benefits when I reach my full retirement age in November 2023. But a friend told me I could collect up to six months in retroactive benefits. I’ve done the math, and even though I would get as slightly smaller monthly rate, the big back pay check I'll get more than makes up for that. So how do I set this up?
