Today’s batch of reader questions reminds me how complicated our lives have become since the introduction of consumer credit. Some days I long for simpler times so long ago when cash was king and there was no such thing as a billion-dollar consumer credit industry attempting to control our lives.
Dear Mary: A couple of months ago, I left my wallet on the bus. I immediately called the bus company and was told the driver had turned it in. When I got it back, I found everything in its place, including my cash. I didn’t think any more of it. Now my credit-card statement is two weeks late. Should I be concerned?—Brian