By Holly D. Johnson
From Bankrate
Many rewards enthusiasts focus on getting entirely free vacations with points and miles, but that has never been my style. My family has a specific bank account we use for travel, which we fund monthly with automatic bank transfers. We mostly use airline miles, hotel points and flexible travel points from our travel rewards cards to cover flights, get more value for our travel dollars or splurge for things we wouldn’t normally want to pay for.