How Married Couples Can Make the Most Out of Social Security

Couples can boost lifetime income by coordinating when and how they claim Social Security benefits.
How Married Couples Can Make the Most Out of Social Security
Smart timing of Social Security claims can significantly increase retirement benefits for couples. Pixel-Shot/Shutterstock
|Updated:
0:00

When you’re working, Social Security may seem pretty straightforward: You pay taxes into a retirement system. And when it’s time to clock out for the last time, you start claiming your share.

But there’s a lot more to it than that. This especially is true for married couples. To make the most out of your retirement and maximize your benefits, you and your spouse need to understand concepts like full retirement age, spousal benefits, survivor benefits and more.

Javier Simon
Javier Simon
Author
Javier Simon is a freelance personal finance writer for The Epoch Times. He specializes in retirement planning, investing, taxes, fintech, financial products and more. His work has been featured by major publications including Fox Business, The Motley Fool, NerdWallet, and Money Magazine.