All of us have quitting points in our lives—those times or situations that become so overwhelming or challenging that we simply quit. No matter what you call them—brick walls, insurmountable obstacles, predictable or complete surprises, financial crises—things will never change if you don’t acknowledge they’re real. A key to overcoming the desire to quit is to identify those “brick walls” and then figure out how to crash through them.
What past circumstances and situations have caused you to throw in the towel and turn to credit as the easy way out? Perhaps it was Christmas or vacation or your fickle feelings of dissatisfaction when you saw what others had that you wanted.
