Top 9 Free Online Budgeting Tools Benefit Your Life

A customer uses the One Banks app on her mobile phone in Denny, Scotland on March 25, 2022. ANDY BUCHANAN/AFP via Getty Images

You don’t want to spend an arm and a leg on online budgeting tools. In my frugal opinion, that just defeats the purpose. Additionally, you don’t want to use overly complex tools that generate such meticulous reports that the thought of it gives you a panic attack.

“Budgeting has only one rule: Do not go over budget.” —Leslie Tayne

While Tayne speaks the truth, that’s easier said than done—especially when you don’t have the right tools. After all, these tools make it easier to create and stick to your budget so that you can achieve your financial goals. And, in some cases, it makes budgeting a little less overwhelming and panic-induing.

Here are the nine free online budgeting tools. What’s more, they should also be incredibly easy to use.

1. Mint

For many, the undisputed heavyweight champion of budgeting tools is Mint. Since 2006 this popular platform has assisted over 20 million users smoothly manage their finances. And, that’s because it’s packed to the brim with features.