Because I’ve been writing this column for about a quarter-century now, you probably can guess that there are questions I’ve been asked hundreds (if not thousands) of times during the past 25 years. And I don’t think there is a single Social Security-related question I’ve never been asked. But it dawned on me as I was answering my emails this week that there are questions I’m seldom asked, and I thought I would gather a few of them together and put them in today’s column.
Q: My wife, who stopped working a couple years ago, is approaching age 62 and wants to sign up for her Social Security then. But I’m 65 and still working and making $250,000 per year. We file a joint tax return. Will the fact that I make that much money (well above the Social Security earnings penalty limits) cause problems for my wife’s eligibility for Social Security?