I am not one to spend coins. I prefer to save them. In fact, I go out of my way to make sure I get plenty of change. But I hate to carry loose change, so my husband and I routinely dump the day’s accumulation into a container to save for a trip or to buy something special. One year we saved $1,100 in coins. But I have to admit the logistics can be a royal pain.
Banks and credit unions have strict rules about loose coins. Some require them to be rolled, wrapped and labeled before deposit. Others won’t accept wrapped coins. Either way, most charge a fee these days.
