How to Protect Your 401(K) From a Stock Market Recession

How to Protect Your 401(K) From a Stock Market Recession
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Mike Valles
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Retiring with a sizeable retirement fund is something you are looking forward to in the future. Until you retire, you naturally watch your money to ensure it continues to grow. You want to know it is safe, because it is not always guaranteed. Oftentimes, your retirement money is in a 410(k), but even this investment vehicle has some risk involved.

When there is a recession or market crash, your 401(k) will generate less profit and may even have a significant loss. When the major indexes suffer losses,  you are probably trying to decide whether or not to keep your money in it or invest elsewhere. Here are some ideas about what you can do with your retirement money to protect it.

Leave It Alone

Many investors will tell you to leave your money where it is. After all, you do not have any actual losses until you move the money to other accounts. The stock market is volatile and normally experiences dips every few years.
Mike Valles
Mike Valles
Author
Mike Valles has been a freelance writer for many years and focuses on personal finance articles. He writes articles and blog posts for companies and lenders of all sizes and seeks to provide quality information that is up-to-date and easy to understand.
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