Retiring with a sizeable retirement fund is something you are looking forward to in the future. Until you retire, you naturally watch your money to ensure it continues to grow. You want to know it is safe, because it is not always guaranteed. Oftentimes, your retirement money is in a 410(k), but even this investment vehicle has some risk involved.
When there is a recession or market crash, your 401(k) will generate less profit and may even have a significant loss. When the major indexes suffer losses, you are probably trying to decide whether or not to keep your money in it or invest elsewhere. Here are some ideas about what you can do with your retirement money to protect it.