A retirement journey is joyful. You have devoted your youth to ensure a happy retirement, and you’ll never have to worry about money again. However, even after retirement, it is best to manage unpaid debts, mortgage payments, auto loans, etc.
If you planned your retirement when you were young, you wouldn’t have to worry about money. But if you save enough for retirement, you will need to make your money last longer than you think. You must practice safe money management to stretch your savings. This way, you won’t fall into debt.
