Facing your debts can be depressing for several reasons. First, all the stuff that caused the debt is not so wonderful and new as it used to be. And the interest rates ... Yikes! But the worst, the all-time most horrible thing about facing debt is the realization that given the present rate of repayment, that monster is going to hang around and invade your life like a huge family of freeloading relatives for a very long time. That’s the bad news.
The good news is that you don’t have to spend the rest of your life aimlessly chipping away at that mountain of debt. You can get into the express lane of debt repayment, the fast track to financial ease. It takes a plan, some strategy, and way-down-deep, dogged determination that is resident in all of us.
