BrightPersonal FinanceRetirementFixed Income

Disability Benefits for Senior Citizens

Save
Disability Benefits for Senior Citizens
If you are under age 62 and disabled, then you should definitely file for Social Security disability, says Tom Margenau. Studio Romantic/Shutterstock
Tom Margenau
Updated:

Many older folks are asking me about getting disability benefits from Social Security. I'll offer some tips on how to go about doing that in a minute. But first, here are some ground rules that vary depending on your age.

If you are over your full retirement age, forget about it. Once you reach that age, disability benefits are no longer payable. Or to put that another way, the retirement benefit you are getting pays the same rate as any disability benefits you might be due.

Tom Margenau
Tom Margenau
Author
Tom Margenau worked for 32 years in a variety of positions for the Social Security Administration before retiring in 2005. He has served as the director of SSA’s public information office, the chief editor of more than 100 SSA publications, a deputy press officer and spokesman, and a speechwriter for the commissioner of Social Security. For 12 years, he also wrote Social Security columns for local newspapers, and recently published the book “Social Security: Simple and Smart.” If you have a Social Security question, contact him at [email protected]
Related Topics