RetirementYou Saved for Retirement—Now What?Financial advisers weigh in on portfolio ‘bucket’ strategies and realistic withdrawal rates for a sustainable retirement.SavePrintPhovoir/ShutterstockTribune News Service2/2/2026|Updated: 2/2/2026By Kim Clark From Kiplinger’s Personal FinanceQuestion: How should I organize my retirement portfolio, and how much can I safely withdraw each year?We had a problem loading this article. Please enable javascript or use a different browser. If the issue persists, please visit our help center.