Will Your Insurance Company Ban Your Dog?

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Dogs are the most popular pets, with 65.1 million households owning dogs. And that’s households; many people have more than one dog. That inflates the number.

People love their dogs, but even if you have the sweetest dog in the world, there’s always the risk of them biting someone. Because of this risk, some insurance companies are leery about insuring homes with dogs. And there are specific breeds that are actually prohibited.

Dog Breeds Commonly Banned From Homeowners’ Policies

There are dog breeds that many people love that insurance companies often ban. These are breeds that some insurance companies will not cover and will cancel your liability policy if you own one. According to Policygenius, these dogs include:

• Akitas
• Alaskan Malamutes
• Any wolf breeds
• Chow Chows
• Doberman Pinschers
• German Shepherds
• Great Danes
• Pit Bulls
• Presa Canarios
• Rottweilers
• Siberian Huskies
• Staffordshire Terriers

You will note that most of these breeds are muscular with thick chests. If an insurance company has a banned dog list, there are three breeds that are always on it: Doberman Pinchers, Pit Bulls, and Rottweilers.

When Are Dogs Never Covered

There are times when a dog, regardless of breed, is never covered by insurance. The first is a history of biting.