If you don’t have enough money to pay all your bills, which should you pay first, and which ones can slide for a while? That’s the question frequently showing up in my email inbox these days. The past year has been so difficult for so many. And with each request for help that I receive, the more my heart breaks for my dear readers going through such financially trying times. Then I pull myself together, recalling with certainty that “tough times never last, but tough people do.”
Now is the time to get tough, to pull ourselves together, get a plan, and get to work.