When to Hire a Public Insurance Adjuster

When to Hire a Public Insurance Adjuster
Damaged homes affected by Hurricane Helene near Keaton Beach, Fla., on Oct. 3, 2024. Mandel Ngan/AFP via Getty Images
Anne Johnson
Updated:
0:00

Whether because of a fire or hurricane, a total loss can be devastating. Once you’ve recovered from the shock, you’ll need to start dealing with insurance companies, and sometimes, that can be a challenge. Most insurance companies are fair, but remember that they are ultimately in business and will try to pay as little as they can for your damages.

What can you do if you have a significant loss? Who’s looking out for your interests? That’s when a public insurance adjuster may be a good option. But what is a public insurance adjuster, and what can they do for you?

What Is a Public Insurance Adjuster?

When you file a claim with your insurance company, the company assigns you a claims adjuster to handle it. Their job is to determine a fair payout to you based on the level of coverage you have. The insurance claims adjuster represents the company.
Anne Johnson
Anne Johnson
Author
Anne Johnson was a commercial property & casualty insurance agent for nine years. She was also licensed in health and life insurance. Anne went on to own an advertising agency where she worked with businesses. She has been writing about personal finance for ten years.