At some point, providing care for a senior will go beyond what family members can provide at home. They may need care in an assisted living situation, a nursing home, an adult day care, or a hospice. Care can assist with getting dressed, eating, bathing, and daily living.
Medicare does not pay for long-term care. USBank says Medicare will cover skilled care for up to 100 days in a nursing home when you are recuperating—usually after staying in a hospital. Before buying long-term care insurance (LTCI), there are some things you need to know to be able to make wise decisions.